Nationwide Mortgage Switch??

jimmyg_73 Forumite Posts: 29
Part of the Furniture 10 Posts Name Dropper Combo Breaker
We're currently on a tracker with Nationwide - £70k left - and 16 years and 6 months left on the term.

Our current deal is a tracker which is 2% above the base rate.

Our options are 2 year fixed (5.64%) no fee, 2 year tracker (base rate + 0.14% - which works out at 4.64% - with a £999 fee), 3 year fixed 5.54% - No fee, 5 year fixed - 5.09% - No fee - or 10 year fixed - .4.79% fixed - no fee.

What's the best option? So confused - and the last mortgage adviser we used was completely useless!

Should we definitely switch? I'm thinking so?


  • beanielou
    beanielou Forumite, Ambassador Posts: 86,554
    Part of the Furniture 10,000 Posts Mortgage-free Glee! Name Dropper
    You would be better moving this to the mortgage & endownments board.
    You will get more help there.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing [email protected]. All views are my own & not the official line of Money Saving Expert.Lou~ Debt free Wanabe No 55 DF 03/03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free February 2021**** "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.***Fall down seven times,stand up eight*** ~~Japanese proverb.It starts with you, it starts from now. *** It is ok to be me.*** ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***Weight loss. ** 2 stone 7 lbs.***
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