Transfer of pensions with GMP/Contracted out underpins


I am 63 and retired.

I am considering transferring two 'old' uncrystallised, defined contribution, occupational pensions into an existing sipp (Main purpose is to take the 25% Tax free cash).  Both these pensions have GMPs/Contracted out underpins.

I understand that if the CETV of the safeguarded benefits is below £30,000 I will not be 'forced' to get financial advice (although I assume it will be at the trustees whim)

I have requested transfer out packs from both pensions.  Will these packs tell me what the CETV for the safeguarded benefits is?



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