We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Pension and Benefits Confusion

My wife and I are becoming increasingly confused and frankly terrified by our forthcoming situation. We are a Mixed Age Couple, I am 66 this year, my wife is 64. Currently, she claims ESA and I am attached to her claim. We both get PIP, I claim Carers Allowance for her. We get council tax and housing benefits from our local authority (Cornwall). On 31st August I have to move to State Pension and hence relinquish my entitlement to ESA. We have asked a local Money Advice Centre for advice and support, and they have told us their version of what will happen, what we will get and what we will have to do. However, this does not tally with advice we've received from other sources including the DWP. The latter was, in fact, no help. I am wholly confused as to what will or won't happen and what we do or don't have to do. I know I have to claim the State Pension (I am yet to do so but will do so). But what happens to the rest of our benefits? So we have to claim again, or claim other things, or what? We rent privately and our landlord will not only want to wait for any monies that get delayed in September and he'll also expect a rent increase. Can anyone advise please? 

Comments

Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 353.1K Banking & Borrowing
  • 254K Reduce Debt & Boost Income
  • 454.8K Spending & Discounts
  • 246.2K Work, Benefits & Business
  • 602.4K Mortgages, Homes & Bills
  • 177.9K Life & Family
  • 260.2K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.