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Kent reliance - new fixed with them next year

Hello, I had to go with Kent reliance because I had a low credit score actually 3.9% was what I ended up with.  
I’m now in a good position and have a great credit, score and no issues whatsoever, but I’m wondering with everything going on in terms of the rates  changing do Kent reliance offer normal non-Sublime lending mortgages that they could move me over to?  Obviously, I do not want to get stuck on their standard variable. 

Comments

  • K_S
    K_S Posts: 6,900 Forumite
    Fifth Anniversary 1,000 Posts Photogenic Name Dropper
    edited 13 June 2023 at 12:57PM
    @suseorm KR offer the following PT (product-switch/product-transfer/rate-switch for existing borrowers) rates at the moment. You can check them here https://www.kentrelianceforintermediaries.co.uk/residential/mortgages/product-transfer

    But if you can re-mortgage to mainstream lender, that may be a better option from a future-proofing point of view.


    SuseOrm said:
    Hello, I had to go with Kent reliance because I had a low credit score actually 3.9% was what I ended up with.  
    I’m now in a good position and have a great credit, score and no issues whatsoever, but I’m wondering with everything going on in terms of the rates  changing do Kent reliance offer normal non-Sublime lending mortgages that they could move me over to?  Obviously, I do not want to get stuck on their standard variable. 

    I am a Mortgage Adviser - You should note that this site doesn't check my status as a mortgage adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice. 

    PLEASE DO NOT SEND PMs asking for one-to-one-advice, or representation.

  • SuseOrm
    SuseOrm Posts: 518 Forumite
    Third Anniversary 100 Posts Name Dropper
    Thank you, yes I do think this might be a bit of a now or never moment. In fact I’m even tempted to suck up there early redemption charge to just get away from them.  
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