Does anyone know if we can try and negotiate a settlement for a debt which has been registered as a CCJ? or because it was registered in court do you have to settle that whole amount?


  • Karma67
    Karma67 Posts: 541 Forumite
    Debt-free and Proud!
    as far as I am soon as it has gone to court, and you have been issued with a CCJ...the company/court feel that you have been given plenty of opportunity in the past to settle this debt and CCj is the last resort to get u to pay the debt u therefore it is non negotible...

    That's how i have always thought it was :confused:, but someone far wiser than me may come along and give you some 'official' and proper advice :)

    sorry it's not better news form me!
  • mandi
    mandi Posts: 11,932 Forumite
    First Anniversary Combo Breaker Stoptober Survivor
    You could ask the court for an IVA ( individual Volantary Arrangements) order, this means that you pay back an agreed amount to the court, but a deadline is set, say 2 years for example, then after that I think the remainder is written off.. Would advise you to call The National Debit Line...............TEL; 0808 808 4000..... They will be able to help you

    Good Luck
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