We'd like to remind Forumites to please avoid political debate on the Forum... Read More »
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Ccj
BrokeBrokeBroke
Posts: 145 Forumite
Does anyone know if we can try and negotiate a settlement for a debt which has been registered as a CCJ? or because it was registered in court do you have to settle that whole amount?
0
Comments
-
as far as I am aware...as soon as it has gone to court, and you have been issued with a CCJ...the company/court feel that you have been given plenty of opportunity in the past to settle this debt and CCj is the last resort to get u to pay the debt u owe...so therefore it is non negotible...
That's how i have always thought it was
, but someone far wiser than me may come along and give you some 'official' and proper advice 
sorry it's not better news form me!0 -
You could ask the court for an IVA ( individual Volantary Arrangements) order, this means that you pay back an agreed amount to the court, but a deadline is set, say 2 years for example, then after that I think the remainder is written off.. Would advise you to call The National Debit Line...............TEL; 0808 808 4000..... They will be able to help you
Good Luck0
This discussion has been closed.
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 351.7K Banking & Borrowing
- 253.4K Reduce Debt & Boost Income
- 454K Spending & Discounts
- 244.6K Work, Benefits & Business
- 600K Mortgages, Homes & Bills
- 177.3K Life & Family
- 258.3K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.2K Discuss & Feedback
- 37.6K Read-Only Boards