Settlement Template Letter / DMHEF

debtnewbiemse Forumite Posts: 4
First Anniversary First Post
I have seen some users have contacted their creditors for a reduced settlement amount. Does anyone please have a template letter that can be used for this? (I'm not currently in a position to do this yet, but it would be helpful to have the letter saved for if and when I am in a situation to settle my debt.) I have a DMP with Stepchange - I think I have read that I would need to contact my creditors directly rather than through Stepchange?

I am also looking into getting a healthcare professional to fill in a Debt and Mental Health Evidence Form. Under the Advice/creditor details section, would the Stepchange details be entered here, or would the healthcare professional need to complete the form for each creditor? Also is this something Stepchange could send to the creditors on my behalf, or would I need to send this directly?



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