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Request CCA after Defaults Drop Off
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happy2017
Posts: 93 Forumite
Hi, ive got around 11 defaults due to drop off in 2025, all will still have a balance to pay which i will continue to pay.
Ive heard that i could request the CCA from the original lender, and if they cant provide this the debt is not enforceable, is this correct? thank you.
Ive heard that i could request the CCA from the original lender, and if they cant provide this the debt is not enforceable, is this correct? thank you.
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Yes it's correct - request from whoever now owns the debt
https://nationaldebtline.org/sample-letters/information-about-your-agreement-under-consumer-credit-act/
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