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Unbalanced DC Pot Values Between Couple
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You said in your initial post you wanted to use her tax free allowance before her SP kicks in, which is a good plan. You could still pay £2,880 into her pot and get the tax relief added, and she could still take out up to her tax free allowance and reinvest it in an S&S ISA. That way she will have the same total invested, but less will be subject to tax when she wants to draw income when in receipt of her SP.Qyburn said:I think might have that straight. Taken as uncyrstalised I take out £3,388.24 to give £2,880 after tax. She ends up with £3,600 added to her pot. I've used some of my tax-free, and she's gained some tax-free.1
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