Pension and Tax Question .

Retired 3 years ago and immediately claimed my private pension and oap . I started paying income tax straight away .
My wife retired at 63 three years ago and claimed her private pension which was just over the tax allowance of 12.5k [ 13 k ]  and so paid a little bit of tax .
On april 29th this year she made 66 and so her oap was paid out on the 26th may . Private pension 13k and oap £815 every 4 weeks .
No more tax deducted from her private pension as expected .
Why .
Should she contact her private pension provider and tell them they should be deducting more tax .


  • molerat
    molerat Forumite Posts: 30,526
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    The pension provider will / can  only do as they are told by HMRC and HMRC only know about the SP when DWP tell them.  As it has only just come into payment it may take a while to get it all together.  Does she have access to her on line tax account as that should tell her what is going on.
  • Dazed_and_C0nfused
    Dazed_and_C0nfused Forumite Posts: 11,549
    10,000 Posts Third Anniversary Name Dropper
    No, it will be a waster of her (and the pension companies) time.

    AIUI HMRC don't issue a revised tax code to include the State Pension until the State Pension has actually started, never in advance of that.

    Assuming 29 April was the relevant date for her then sufficient time has elapsed for the new code to be issued so she should probably check her Personal Tax Account first in case anything has changed very recently and if not phone HMRC, with her State Pension award letter to hand.

    8am sharp is best to avoid queues.
Meet your Ambassadors


  • All Categories
  • 338.9K Banking & Borrowing
  • 248.7K Reduce Debt & Boost Income
  • 447.6K Spending & Discounts
  • 230.8K Work, Benefits & Business
  • 601K Mortgages, Homes & Bills
  • 171.1K Life & Family
  • 244.1K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 15.9K Discuss & Feedback
  • 15.1K Coronavirus Support Boards