Buy back national insurance credits

Scouse78

Hi could someone please help me as I have no idea as dont  really understand it and not business minded at all, didn’t realise I need to pay NI 🙈
.
im 45 and self employed now for the past 3 years I haven’t earned a profit and next year I won’t either buy the look of things.
I have 26yrs contributions 
and 3 years that I haven’t payed , do I need to buy these? Also what NI do I need to pay and how much should I put a way weekly and tax to be on the safe side.
Hope you understand 
thank you

2020-2021
2021-2022 
2012-2013

molerat

What is your current pension amount at April 2022 ?

You need to at least ensure you are paying class 2 going forward, unlikely there is a need for any catch up payments as you have more than 20 years to go.

Class 2 is £3.45 per week for 2023-24 which currently gives you £5.82 per week in pension..

xylophone

https://www.gov.uk/check-state-pension

What exactly does it say?

https://www.gov.uk/self-employed-national-insurance-rates

https://www.gov.uk/estimate-income-tax

What is your private pension situation?