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Halifax mortgages application
COYI123
Posts: 116 Forumite
Finally resolved issue with Halifax after few issues with AIP , application is now in , was just wondering everyone’s experience with Halifax and how they are during application and what timescales they are like nowadays
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@COYI123 Glad to hear it's gone through.
As a broker, Halifax is consistently one of the better mainstream lenders for straightforward apps, processing is very quick, turnaround time ranging between 1-3 days on recent apps.COYI123 said:Finally resolved issue with Halifax after few issues with AIP , application is now in , was just wondering everyone’s experience with Halifax and how they are during application and what timescales they are like nowadaysI am a Mortgage Adviser - You should note that this site doesn't check my status as a mortgage adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
PLEASE DO NOT SEND PMs asking for one-to-one-advice, or representation.
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Wow sounds excellent , thank you very much you’ve been very helpful appreciate it . Hopefully get to hear from them come mid next week then fingers crossedK_S said:@COYI123 Glad to hear it's gone through.
As a broker, Halifax is consistently one of the better mainstream lenders for straightforward apps, processing is very quick, turnaround time ranging between 1-3 days on recent apps.COYI123 said:Finally resolved issue with Halifax after few issues with AIP , application is now in , was just wondering everyone’s experience with Halifax and how they are during application and what timescales they are like nowadays0 -
I really dont like Halifax.
They seem to have outsourced a lot of their underwriting.
I dont like their system.
I dont like that I have to email them rather than be able to call.
If it goes smoothly and in fairness, the vast majority of times it does everything is fine. But when you get an email with something really vague but then no number to call and nobody calls to discuss, its very frustrating.I am a Mortgage AdviserYou should note that this site doesn't check my status as a mortgage adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.1 -
Yeah sounds annoying that you can’t have a number to call , surely you could get through to them over the phone somehow no?ACG said:I really dont like Halifax.
They seem to have outsourced a lot of their underwriting.
I dont like their system.
I dont like that I have to email them rather than be able to call.
If it goes smoothly and in fairness, the vast majority of times it does everything is fine. But when you get an email with something really vague but then no number to call and nobody calls to discuss, its very frustrating.0 -
I have to email them to ask for them to call.I am a Mortgage AdviserYou should note that this site doesn't check my status as a mortgage adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.0
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We applied for our remortage to Halifax online ourselves and the process was very simple. We had the mortgage offer through in 3 days from application.0
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The offer time was good but the time that the legal company that Halifax uses, takes to do things is, quite frankly, shocking.paydbx2026 #19 £1499/£6000 . Mortgage start £148k June 23 - now £133k.
2026 savings challenge £0/£2000 EF £140. Savings 2 £2.170
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