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Halifax AIP only lending 1.7x income
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I would recommend speaking to a broker and finding out what exactly is causing issues because you have multiple different threads referencing multiple applications with different lenders, which could be doing more damage than good. Just sit down with a broker and be totally honest about everything and I’m sure they’ll be able to get this all sorted for you!COYI123 said:
Nope , this is what doesn’t make senseACG said:Have you cleared any debt in the last 2-3 months?0 -
Presumably the DIP output is lower than that of the affordability calculator based on the same inputs?
Have you had a look at a credit file? Any closed finance agreements still appearing to be open?
Try another DIP with another lender and see what the output's like.I am a mortgage broker. You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice. Please do not send PMs asking for one-to-one-advice, or representation.0
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