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Credit card debts gone from credit report
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Jackie62
Posts: 16 Forumite


Hi, my 2 credit card debts disappeared from my credit report 5 years ago. I have been paying £5 per month to each of them ever since 2012. Sometimes I paid more if I could afford it. One of the debts has now gone to Drydensfairfax solicitors, as they say I didn't respond to a letter asking me to update my situation. I didn't think it necessary as I'm now in a job with less pay.
Step Change say both my debts are now Statute barred, is this correct? They've given me a template letter to fill in and send to both creditors saying the debts are statute barred.
Thanks.
Step Change say both my debts are now Statute barred, is this correct? They've given me a template letter to fill in and send to both creditors saying the debts are statute barred.
Thanks.
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