Mortgages after bankruptsy.

lanceneoman

Hi all.

Been on here for a while. But cant really find anything more up to date.

I went bankrupt in April 2021 and discharged a year later.

When I got discharged I got in touch with multiple mortgage advisers to see when in the future I could look as possibly obtaining a mortgage.

They all seemed to say after 3 years of being discharged you can usually get a 5% mortgage.

Skipton building society today have released a statement saying you can obtain a 100 thank you can obtain a 100% mortgage with them with good credit bread it obviously that is not myself that is not myself as I have I believe another I believe another 3 or 4 years with the bankruptcy on my file


Has anyone obtained a mortgage within  2 or 3 years after the the years after the bankruptcy ended.

If so can anyone recommend speaking to anyone.

I currently pay £850 a month in rent, have done for the past 6 years and never been late or missed a payment, when you add it up thats 61,000 in money gone.

Regards

RAS

Try the housing Forum, subsection for mortgages; several mortgage advisors are on board.

lanceneoman

Ill have a look thank-you