Jury Service Out of Pocket

13»

Comments

  • MSE_Tony
    MSE_Tony MSE Staff Posts: 100
    Part of the Furniture 10 Posts Name Dropper Combo Breaker
    MSE Staff
    Just an outside chance but if you Home Insurance cover - and it comes with Legal Expenses protection, it may be worthwhile to check the policy wording/or give them a call and ask.

    Some (ie: Direct Line, Admiral that I have come across) give some cover.

    I am unsure how easy, how much you are covered up to, or the process, but it could be an option if it is included within your policy.
  • 35har1old
    35har1old Forumite Posts: 714
    500 Posts First Anniversary Name Dropper
    Forumite
    saker75 said:
    I understand what you’re saying and I too suffered financially when I did jury service. However that’s a cost we need to factor in. It’s only right and proper that we’re ready to serve. My self employed rate was £500/day and had just come out of a fallow period. I agree that the courts should pay at a rate more equitable to earnings it would be hard for them to do so.
    peanut99 said:
    And similarly, why should different people on the jury be paid different amounts for doing the same thing, just because of what they normally earn? 
    I believe that the loss of earnings you may claim doubles after 10 days.
    The point is that I'm being forced to not work thus putting me in financial hardship. The court pay £30ish for up to 4hrs sitting and around £60 for sitting over 4hrs in a day. I would've worked 12hrs! Some days we've sat for less than 4hrs. That's a loss of upto £90 a day in wages on the days I should've worked. Times that by 4 shifts so far that I've lost and that's a loss of over £300 in earnings. You might not see that as a problem but I have a house to run and bills to pay! 
    Jurors should get full pay regardless! We're not choosing not to work and that's my point. Plenty of people in the country sat on benefits that refuse to work, make them do it instead. 

    You've clearly never done Jury Service and had to suffer the financial consequences as a result judging by your comment, which didn't even answer my question 🙄 
    So daughter has just been called for jury service, got the nice claims limits.

    1st 10 days  loss of earnings & care costs: More than 4 hours = £64.95 Less = £32.47
    11 days or more: More than 4 hours = £129.91 Less = £64.95

    Travel costs Bus cost of ticket (std return)
    Car 31.4 per mile

    Daughter is expected to work if not on case & sent home early.

    So OP could have gone to work, when less than 4 hours. Thus would have got £32.47 + wages.
    In fairness that only works if it can fit in with the employer/shift patterns etc. and shifts rarely allow one to just rock up at a day/time of one's choosing, though it might work very well for those who were on flexible working. 
    Same allowance paid for motor bike 31.4 p a mile sames a bit unfair.if you take a taxis the court has to be consulted which could prove more expensive than a car
    I think Saying he could have gone to work is unrealistic as  the type of work he does his shift has already be covered by a another member of staff.i can,t see his employer being able to plan for him just to turn up on the off chance of being released after 4hrs of service

  • Grumpy_chap
    Grumpy_chap Forumite Posts: 13,667
    Ninth Anniversary 10,000 Posts Name Dropper Combo Breaker
    Forumite
    MSE_Tony said:
    Just an outside chance but if you Home Insurance cover - and it comes with Legal Expenses protection, it may be worthwhile to check the policy wording/or give them a call and ask.

    Some (ie: Direct Line, Admiral that I have come across) give some cover.

    I am unsure how easy, how much you are covered up to, or the process, but it could be an option if it is included within your policy.
    What would be the insured event covered by being called for Jury Service and within the Legal Expenses part of Home Insurance?  AIUI, such policies are usually relevant if the individual has to make a claim for some reason, not just called to Jury Service.

    Perhaps, income protection policy might come into play??
  • lisyloo
    lisyloo Forumite Posts: 29,393
    Part of the Furniture 10,000 Posts Name Dropper
    Forumite
    edited 10 May at 8:00AM
    MSE_Tony said:
    Just an outside chance but if you Home Insurance cover - and it comes with Legal Expenses protection, it may be worthwhile to check the policy wording/or give them a call and ask.

    Some (ie: Direct Line, Admiral that I have come across) give some cover.

    I am unsure how easy, how much you are covered up to, or the process, but it could be an option if it is included within your policy.
    Legal expenses doesn't pay out.
    It covers solicitors fee if you win a claim against a 3rd party.
    There is no valid claim here.
    It's just the rules that are unfair.

    It sounds like the OP is in a job where cover is required so they can't just turn up because someone else would have been rostered to cover.

    The rules are unfair, but ideally we all need to have financial planning in place for these type of things.
    This one is more unusual that the normal one's you'd think of like death, accident, redundancy, sickness, house repairs, car repairs, but the answer (for anyone planning) is to have a "bucket" for emergencies as you can't plan for everything.

  • MSE_Tony
    MSE_Tony MSE Staff Posts: 100
    Part of the Furniture 10 Posts Name Dropper Combo Breaker
    MSE Staff
    lisyloo said:
    MSE_Tony said:
    Just an outside chance but if you Home Insurance cover - and it comes with Legal Expenses protection, it may be worthwhile to check the policy wording/or give them a call and ask.

    Some (ie: Direct Line, Admiral that I have come across) give some cover.

    I am unsure how easy, how much you are covered up to, or the process, but it could be an option if it is included within your policy.
    Legal expenses doesn't pay out.
    It covers solicitors fee if you win a claim against a 3rd party.
    There is no valid claim here.
    It's just the rules that are unfair.

    It sounds like the OP is in a job where cover is required so they can't just turn up because someone else would have been rostered to cover.

    The rules are unfair, but ideally we all need to have financial planning in place for these type of things.
    This one is more unusual that the normal one's you'd think of like death, accident, redundancy, sickness, house repairs, car repairs, but the answer (for anyone planning) is to have a "bucket" for emergencies as you can't plan for everything.


    Totally understand that is the main benefit of Legal Expenses cover - but not all of them are the same. Still think it is worth a phone call - and ask.

    Why? ... This is the wording from one well know insurance company (within the Legal protection bit of the policy):

    Jury service
    Your absence from work:
    a. to attend any court or tribunal at the request of the appointed representative
    b. to perform jury service
    c. to carry out activities specified in your identity theft action plan under insured incident Personal identity fraud.
    The maximum we will pay is your net salary or wages for the time that you are absent from work less any amount the court gives you.

    Not covered:
    Any claim if you are unable to prove your loss
  • MSE_Tony
    MSE_Tony MSE Staff Posts: 100
    Part of the Furniture 10 Posts Name Dropper Combo Breaker
    MSE Staff
    MSE_Tony said:
    Just an outside chance but if you Home Insurance cover - and it comes with Legal Expenses protection, it may be worthwhile to check the policy wording/or give them a call and ask.

    Some (ie: Direct Line, Admiral that I have come across) give some cover.

    I am unsure how easy, how much you are covered up to, or the process, but it could be an option if it is included within your policy.
    What would be the insured event covered by being called for Jury Service and within the Legal Expenses part of Home Insurance?  AIUI, such policies are usually relevant if the individual has to make a claim for some reason, not just called to Jury Service.

    Perhaps, income protection policy might come into play??
    I think it is just an unknown add-on perk and think being out of pocket to attend Jury Service is the insured event - but worth a phone call to check.
  • Undervalued
    Undervalued Forumite Posts: 8,644
    Part of the Furniture 1,000 Posts Name Dropper
    Forumite
    lisyloo said:
    MSE_Tony said:
    Just an outside chance but if you Home Insurance cover - and it comes with Legal Expenses protection, it may be worthwhile to check the policy wording/or give them a call and ask.

    Some (ie: Direct Line, Admiral that I have come across) give some cover.

    I am unsure how easy, how much you are covered up to, or the process, but it could be an option if it is included within your policy.
    Legal expenses doesn't pay out.
    It covers solicitors fee if you win a claim against a 3rd party.
    There is no valid claim here.
    It's just the rules that are unfair.

    It sounds like the OP is in a job where cover is required so they can't just turn up because someone else would have been rostered to cover.

    The rules are unfair, but ideally we all need to have financial planning in place for these type of things.
    This one is more unusual that the normal one's you'd think of like death, accident, redundancy, sickness, house repairs, car repairs, but the answer (for anyone planning) is to have a "bucket" for emergencies as you can't plan for everything.

    Some, not all, legal expenses policies do specifically cover your losses if you are called for jury service.
  • lisyloo
    lisyloo Forumite Posts: 29,393
    Part of the Furniture 10,000 Posts Name Dropper
    Forumite
    lisyloo said:
    MSE_Tony said:
    Just an outside chance but if you Home Insurance cover - and it comes with Legal Expenses protection, it may be worthwhile to check the policy wording/or give them a call and ask.

    Some (ie: Direct Line, Admiral that I have come across) give some cover.

    I am unsure how easy, how much you are covered up to, or the process, but it could be an option if it is included within your policy.
    Legal expenses doesn't pay out.
    It covers solicitors fee if you win a claim against a 3rd party.
    There is no valid claim here.
    It's just the rules that are unfair.

    It sounds like the OP is in a job where cover is required so they can't just turn up because someone else would have been rostered to cover.

    The rules are unfair, but ideally we all need to have financial planning in place for these type of things.
    This one is more unusual that the normal one's you'd think of like death, accident, redundancy, sickness, house repairs, car repairs, but the answer (for anyone planning) is to have a "bucket" for emergencies as you can't plan for everything.

    Some, not all, legal expenses policies do specifically cover your losses if you are called for jury service.
    Brill, thanks. I agree worth looking - point taken.
    I always take legal expenses and prefer standalone now after reading one or two cases where people have had issues with their home insurers after major claims.
    You can't sue your home insurer with their own add-on, so a standalone one can be better - albeit those are exceptional scenarios.
Meet your Ambassadors

Categories

  • All Categories
  • 340.1K Banking & Borrowing
  • 249.1K Reduce Debt & Boost Income
  • 448.3K Spending & Discounts
  • 231.9K Work, Benefits & Business
  • 603.1K Mortgages, Homes & Bills
  • 171.6K Life & Family
  • 245.1K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 15.8K Discuss & Feedback
  • 15.1K Coronavirus Support Boards