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Facing up to my debts.

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I’m so ashamed of my debt and have been burying my head in the sand but need to face reality. 

I have about £30k of debt. I earn £47k per year ( single parent  working full time with a small amount of Universal Credit.) Debt is made up of credit cards, loan, store card and overdraft.

My monthly income is around £3000 including my UC and child benefit. My debt repayments are £1200 per month.

I don’t own any assets. I’m meeting minimum repayments currently but I’m having to put essentials such as food shopping, school meals on credit cards so my debt is rising and I will be missing payments soon. Help.




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