FUTURE PENSIONS CENTRE

EP456

trumpeter_2 said:

My wife just received a call from Future Pensions, who gave her the same information as you guys. I'm not surprised, of course, just mentioning that you guys know what you're on about for anyone else reading this thread.

"How did she come to have a call from Future Pensions?" I hear you ask!
She emailed her MP asking to be added to the list of people unable to get through to Future Pensions on the telephone. And her MP forwarded her complaint along with her details to the DWP.

I hope this helps someone.

Many thanks.  I have emailed my MP today.  I will post an update when I get a reply.

Pdman

gov.uk now saying the deadline for NI contributions has been extended to April 2025.

molerat

https://www.gov.uk/government/news/deadline-for-voluntary-national-insurance-contributions-extended-to-april-2025

pinnks

That's a surprise.  I thought they might go for the end of 2023 but not 2 years.  I guess the internal discussions were, "Let's go long and then that's it, absolutely no more extensions" but who knows.

Silvertabby

pinnks said:

That's a surprise.  I thought they might go for the end of 2023 but not 2 years.  I guess the internal discussions were, "Let's go long and then that's it, absolutely no more extensions" but who knows.

Bound to be those who will decide to 'save' their money until the very last minute, just in case they fall under a No 13 bus just before SPA.  Then the phone lines will be maxed out again.  Rinse, repeat. 

EP456

p00hsticks said:

EP456 said:

2021 to 2022

Year is not full

You have contributions from

Paid employment: £273.30

You can make up the shortfall

Pay a voluntary contribution of £231 by 5 April 2028. This shortfall may increase after 5 April 2024

Will making this voluntary contribution increase his to the full state pension?

Not competely, no. 

Making up the part year 2021-22 will add one further year to his record and so increase his forecast by £5.82, taking it to £199.64.

But he'll also need to make voluntary contributions (at  cost of £824.20) or get credits for the year 2022-23 to add the final £4.21 to get him to the maximum £203.85.  

Many thanks again P00hsticks.  Your figures are spot on.  After emailing to my MP on 12 June, I received a call from Future Pensions this morning.  They transferred me to HMRC who gave me reference numbers to make payments for both me and my husband to bring us up to full state pensions.