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NHS bank income
atlasmm
Posts: 50 Forumite
Hi,
My partner works for the NHS and as such her pay each month is variable. As well as this, she works on the NHS bank at her hospital, however as she changed jobs (one trust to another) in January 23, the amount of proof of income we can provide from NHS bank is limited.
My partner works for the NHS and as such her pay each month is variable. As well as this, she works on the NHS bank at her hospital, however as she changed jobs (one trust to another) in January 23, the amount of proof of income we can provide from NHS bank is limited.
We could locate her payslips from NHS bank at the previous hospital if lenders will ask to see this? Just unsure if they’ll accept this at all given how variable it can be and the limited history.
We are looking at using Halifax specifically. Thanks
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Comments
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Halifax requires latest three months payslips to evidence nursing bank work.I am a mortgage broker. You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice. Please do not send PMs asking for one-to-one-advice, or representation.0
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Can you ask your partner to print off all the wages slips she can access at her hospital.
She should also be able to print off a P600 -
When I went through this a few years back with Halifax, they accepted three months worth of my bank work and I think counted it towards 50% of what they would lend. Can't remember exactly, but it was a simple process of sending my bank payslips alongside my monthly payslips to the broker we were using and that was that. I can't imagine that changing trusts will have any impact - just provide the past however many months of payslips they require surely?0
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