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Do National Insurance Credits Get You the Full Pension?

Magnolian
Magnolian Posts: 30 Forumite
Eighth Anniversary 10 Posts Combo Breaker
edited 13 June 2023 at 2:57PM in Topping up your state pension
Just checking my NI record. Do National Insurance Credits qualify you for the full state pension?

Comments

  • sammyjammy
    sammyjammy Posts: 7,962 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    A full  year of NI credits will go towards entitlement of state pension, whether one gets full state pension will depend on how many years of credits/payments there are.
    "You've been reading SOS when it's just your clock reading 5:05 "
  • Magnolian
    Magnolian Posts: 30 Forumite
    Eighth Anniversary 10 Posts Combo Breaker
    Thanks. I've also got a number of full years but they're self-employed years. Do I get the full pension if they're part of my total years?
  • molerat
    molerat Posts: 34,660 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    For state pension purposes a full year is a full year no matter how it is achieved.
  • bostonerimus
    bostonerimus Posts: 5,617 Forumite
    Sixth Anniversary 1,000 Posts Name Dropper
    Magnolian said:
    Just checking my NI record. Do National Insurance Credits qualify you for the full state pension?
    It depends on how many you have and your work history. Get a pension forecast.
    “So we beat on, boats against the current, borne back ceaselessly into the past.”
  • xylophone
    xylophone Posts: 45,642 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    What  exactly does your state pension forecast show?

    https://www.gov.uk/check-state-pension
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