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Dealing with PRA Group

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  • Onebrokelady
    Onebrokelady Posts: 7,798 Forumite
    Seventh Anniversary 1,000 Posts Name Dropper Photogenic
    Thanks everyone I am definitely going to write to them and ask them to write it off. Should I just leave the DMP running until I hear from them or stop it before I write. 
    Original Debt Owed Jan 18 = £17,630 Paid To Date = £6,510 Owed = £11,120
  • fatbelly
    fatbelly Posts: 22,931 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Cashback Cashier
    edited 8 May 2023 at 9:12PM
    The £90 per month dmp is not affordable. You said you were going to go self-managed so you should stop the stepchange dmp, then ask for write-offs with your present budget, showing how long it would take - ideally showing that income matches expenditure and no payment is possible.
  • Onebrokelady
    Onebrokelady Posts: 7,798 Forumite
    Seventh Anniversary 1,000 Posts Name Dropper Photogenic
    fatbelly said:
    The £90 per month dmp is not affordable. You said you were going to go self-managed so you should stop the stepchange dmp, then ask for write-offs with your present budget, showing how long it would take - ideally showing that income matches expenditure and no payment is possible.
    Thanks I will let them know tomorrow 
    Original Debt Owed Jan 18 = £17,630 Paid To Date = £6,510 Owed = £11,120
  • enthusiasticsaver
    enthusiasticsaver Posts: 16,053 Ambassador
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    No I would not pay the DMP any more. 
    I’m a Forum Ambassador and I support the Forum Team on the Debt free Wannabe, Budgeting and Banking and Savings and Investment boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.

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  • Onebrokelady
    Onebrokelady Posts: 7,798 Forumite
    Seventh Anniversary 1,000 Posts Name Dropper Photogenic
    I managed to get through to SC today and have stopped my DMP so it's up to me now 😳🙀😳 Im going to sort out the last statement I got from PRA then I've got the day off on Thursday so I'm going to write the letter and post it then..... nervous now 😳
    Original Debt Owed Jan 18 = £17,630 Paid To Date = £6,510 Owed = £11,120
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