Claiming back premiums for auto-enrolled health insurance

We are trying to help our 91 year old father tidy up his finances and its come to light he has been paying for private medical insurance ever since he retired from the civil service.
This was provided as a 'benefit' and something he was enrolled on to, meaning he has been paying the premiums for it for about 30 years.
Its never been used, we didn't know it existed until recently, so has been a phenomenal waste of money.
We did persuade him to try and use it recently when he needed some physio on a shoulder injury he got from a fall, but the closest treatment option was over 100 miles away!

I suspect there is probably little we can do, but thought I'd ask for some advise just in case.


  • dunstonh
    dunstonh Forumite Posts: 114,283
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    There are no grounds in your post for requesting a refund of premiums.
    Insurance wasn't regulated 30 years ago either.  So, that wouldn't help.   
    I am an Independent Financial Adviser (IFA). The comments I make are just my opinion and are for discussion purposes only. They are not financial advice and you should not treat them as such. If you feel an area discussed may be relevant to you, then please seek advice from an Independent Financial Adviser local to you.
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    ashe Forumite Posts: 1,492
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