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Halifax bank statements - 95 LTV

Hi,

We are going ahead with a mortgage with Halifax at 95 LTV through a mortgage broker.

What are peoples experience of Halifax asking for bank statements, or is it more common to just provide payslips?

We are both full time employed, with my pay the same each month and my partners varying slightly, due to NHS enhancements on top of their basic salary (although all agrees to the payslips). 

Thanks

Comments

  • Strummer22
    Strummer22 Posts: 750 Forumite
    Tenth Anniversary 500 Posts Name Dropper Combo Breaker
    I haven't had a mortgage with Halifax, but high street lenders generally want to see bank statements so I can't see why Halifax would be any different.

    Have you got something on your bank statements you don't want them to see?
  • chanz4
    chanz4 Posts: 11,057 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Xmas Saver!
    had to provide just one payslip as bank with them, wife had to provide 3 months statement and 1 pay
    Don't put your trust into an Experian score - it is not a number any bank will ever use & it is generally a waste of money to purchase it. They are also selling you insurance you dont need.
  • penners324
    penners324 Posts: 3,648 Forumite
    Sixth Anniversary 1,000 Posts Name Dropper
    Had to provide 3 months payslips and 3 months bank statements 
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