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Salary Finance won't take my loan repayments!

beercan
beercan Posts: 17
Part of the Furniture First Post Combo Breaker
Forumite
edited 23 April 2023 at 2:47PM in Loans
Hi there.
I left my employer last June and notified Salary Finance. 
I have Direct Debit details on file with them to switch my monthly repayment from salary to DD, and one payment was successfully taken by DD post-leaving. 

In August 2022 I lost access to my account which took months for them to resolve (with no explanation why it had happened), and now my account with them shows payments overdue. The debt is live on my credit file but just shows zero payments since August. No defaults etc. 

Since August 2022 they've not taken any money from me despite me trying repeatedly to get them to address and resolve this. Every month the account shows a DD payment is due to be taken "next month" , but the due date passes and it just rolls on a month. 

I have spoken to them several times by phone and email with promises of resolution; and also emailed their complaints department twice, with no response.

It's like they don't want their money back! What do you recommend as my next steps to resolving this please?

Thank you. 

Comments

  • molerat
    molerat Posts: 36,562
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Forumite
    Have you followed their complaints procedure ?
    If so you can take your complaint to the FOS after 8 weeks.

    Never associate with idiots on their own level, because, being an intelligent man, you'll try to deal with them on their level - and on their level they'll beat you every time.

    Being hated by idiots is the price you pay for not being one of them.

    Jean Cocteau 1889-1963

  • beercan
    beercan Posts: 17
    Part of the Furniture First Post Combo Breaker
    Forumite
    I have, but they've not responded (twice). 
    I'll try again once more then escalate to the ombudsman I think. 

    Thank you. 
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