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State Pension - NI Top up

macca203
macca203 Posts: 3
Third Anniversary First Post
Newbie
edited 13 June 2023 at 3:27PM in Topping up your state pension
Can you please explain what happens if I top up my NI contributions for years that are not full please?

If I am already in receipt of state pension, and have spare monies to enable me to increase my weekly pension, then once the additional payment is made is the pension payment backdated to when I first took my pension?

I cannot find this information on the government website.

Comments

  • Dazed_and_C0nfused
    Dazed_and_C0nfused Posts: 19,539
    10,000 Posts Sixth Anniversary Name Dropper
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    No, there is no backdating like that.

    Best case scenario is it will be increased effective from when you make the payment.

    Are you certain voluntary contributions for the year(s) you plan on paying for will actually increase your pension?
  • TadleyBaggie
    TadleyBaggie Posts: 7,278
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
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    After adding extra years, there is no backdating of any increased state pension, it simply increases at the point the additional years were added. Adding years won't necessarily increase your state pension however. What is your current weekly amount, what years aren't full?
  • macca203
    macca203 Posts: 3
    Third Anniversary First Post
    Newbie
    Last three years are not full. Two need £824.20 and the other needs £719.10 to give me a full pension.
  • molerat
    molerat Posts: 36,579
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Forumite
    edited 19 April 2023 at 3:26PM
    Will you actually receive full benefit from the third year ?  What is your current weekly pension ?

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