We'd like to remind Forumites to please avoid political debate on the Forum... Read More »
We're aware that some users are experiencing technical issues which the team are working to resolve. See the Community Noticeboard for more info. Thank you for your patience.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Got an AIP from accord mortgages with CCJ via cascaded product
Options
Lckuj2018
Posts: 30 Forumite
Will it go through to full offer as didn’t think accord accepted ccjs.
It’s satisfied and 2 years old. £1000.
All other credit perfect.
0
Comments
-
Did you tell them about it? , The CCJ?Lckuj2018 said:Will it go through to full offer as didn’t think accord accepted ccjs.It’s satisfied and 2 years old. £1000.All other credit perfect.0 -
Accord have this system where if you fail on criteria but you pass the credit check, they can still issue an offer.
Its only a new feature so I do not have any experience of it personally. I would have some confidence though, it seems like a waste of a process if they do not follow through with it - unless there are other issues not picked up on the credit check.
Will you update us? I say this a lot, but I come on here to learn as much as I do help so it would be interesting to hear how you get on.I am a Mortgage AdviserYou should note that this site doesn't check my status as a mortgage adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.0 -
The broker knew and she’s highly recommended.housebuyer143 said:
Did you tell them about it? , The CCJ?Lckuj2018 said:Will it go through to full offer as didn’t think accord accepted ccjs.It’s satisfied and 2 years old. £1000.All other credit perfect.1 -
Yes I will update youACG said:Accord have this system where if you fail on criteria but you pass the credit check, they can still issue an offer.
Its only a new feature so I do not have any experience of it personally. I would have some confidence though, it seems like a waste of a process if they do not follow through with it - unless there are other issues not picked up on the credit check.
Will you update us? I say this a lot, but I come on here to learn as much as I do help so it would be interesting to hear how you get on.0 -
It went to a refer then accept for aip. Does that mean they will know about the CCJ ? Surely it doesACG said:Accord have this system where if you fail on criteria but you pass the credit check, they can still issue an offer.
Its only a new feature so I do not have any experience of it personally. I would have some confidence though, it seems like a waste of a process if they do not follow through with it - unless there are other issues not picked up on the credit check.
Will you update us? I say this a lot, but I come on here to learn as much as I do help so it would be interesting to hear how you get on.0 -
The broker should have mentioned it and it should have been picked up on the credit check so I would be surprised if they did not know about it.I am a Mortgage AdviserYou should note that this site doesn't check my status as a mortgage adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.0
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 350.9K Banking & Borrowing
- 253.1K Reduce Debt & Boost Income
- 453.5K Spending & Discounts
- 243.9K Work, Benefits & Business
- 598.8K Mortgages, Homes & Bills
- 176.9K Life & Family
- 257.2K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.1K Discuss & Feedback
- 37.6K Read-Only Boards