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Mortgage help
DRH1510
Posts: 2 Newbie
Hi,
I don't quite know where to start, in short my ex husband managed to fraudulently cash in my endowment policy in around 2004-2005, he was subsequently arrested for other fraud in my name but no charges were ever brought. However one credit card company took me to court and a charge was put onto my property, I then attended court and the judge ruled in my favour. I then sent off the copy of the ruling to the land registry, but they claim they never received the information.
I have tried getting in touch with the court but they have said as it was so long ago they cannot trace the original documents, this means that I cannot get the charge removed from my home!!! I need to re-mortgage my home so that I can pay off the endowment part ( which is up in June 2024) but Lloyds bank will not allow me to do this as there is a charge on the property, I also need to fix my rate as my mortgage has already gone up almost £200 a month and is becoming unmanageable! Do you have any advice please/ I have tried the Citizens advice bureau previously and they were unable to help.
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Did you keep copies of the court documents at all?DRH1510 said:Hi,I don't quite know where to start, in short my ex husband managed to fraudulently cash in my endowment policy in around 2004-2005, he was subsequently arrested for other fraud in my name but no charges were ever brought. However one credit card company took me to court and a charge was put onto my property, I then attended court and the judge ruled in my favour. I then sent off the copy of the ruling to the land registry, but they claim they never received the information.I have tried getting in touch with the court but they have said as it was so long ago they cannot trace the original documents, this means that I cannot get the charge removed from my home!!! I need to re-mortgage my home so that I can pay off the endowment part ( which is up in June 2024) but Lloyds bank will not allow me to do this as there is a charge on the property, I also need to fix my rate as my mortgage has already gone up almost £200 a month and is becoming unmanageable! Do you have any advice please/ I have tried the Citizens advice bureau previously and they were unable to help.
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Have you spoken to the credit card company?I am a Mortgage AdviserYou should note that this site doesn't check my status as a mortgage adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.0
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No I sent off the originals ( stupid mistake)
yes wrote to the credit card company but they didn’t respond0
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