New Job Pension, 40% Tax and current MoD pension

Bellfour

Its a Defined Contribution scheme if that helps?  following "Scottish Widows Balanced Investment Approach Targeting Flexible Access"

Albermarle

Bellfour said:

Its a Defined Contribution scheme if that helps?  following "Scottish Widows Balanced Investment Approach Targeting Flexible Access"

The main point is that whichever pension scheme it ends up in, you will benefit from the contributions being taken via salary exchange and the more you add the less 40% tax you will pay.
If by 'Government scheme' you mean NEST , then in reality it is just the same as any other DC pension. However it has one drawback in that all new contributions attract an initial fee of 1.8% .