Defaulted accounts

motivated

HI all

(Hopefully posted in the right place)

Just after a bit of advice please.

Long story short:   I have 4 defaults on my credit file after entering into a DMP so fully expected.   
2 of these are credit cards
2 are personal loans originally Halifax.  These loan accounts were managed by Wescott initially, then sold to Intrim finance, now sold to Link.    My concern is that all three are showing on my credit file showing as open and it looks like I actually owe millions of pounds lol.  

All defaults will be at 6 years this October coming so I am assuming they will drop off.  (not that i'm looking for credit ever again)

My question is will the companies that do not own these accounts be removed from my file also?

Thanks in advance 

sourcrates

It’s your credit history that is recorded on your file, so events as they happened.

The entries from past owners should all show the same date of default, and a zero balance.
The current owners entry should show the same default date, and the outstanding balance.

All will disappear on the 6th anniversary of the default date.

motivated

Thanks Sourcrates

Thats what confused me.  Ive just checked again and 

Intrum and Halifax are both showing one loan same account number currently open with balances
Link and Halifax are showing the other one same account number currently open with balances 
 
The default date. 06/10/2017 are the same on all four 

ManyWays

This is what normally happens when a defaulted debt is sold and the "duplicated" defaults are not counted in your credit score calculations. 
Both the Halifax and the current creditors debts will be deleted 6 years after the default date. 

motivated

Thank you 

I'll keep an eye on them come October

Thanks again