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AA vs MNBA
jamie07051975
Posts: 11
Forumite
in Loans
Had a 95% chance of an AA loan for £20K at 5%, my credit rating via the MoneySavingExpert dashboard of 99%. I was accepted but at 12%! As a person who has great credit history how on earth did I offered 12% while at least 51% have to be offered the 5%? I find that very strange.
Then looked at MNBA at 5.7% and confirmed immediately.
Then looked at MNBA at 5.7% and confirmed immediately.
0
Comments
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You're just less attractive a risk than the other applicants through the channel you used to apply, based on AA critieria.
Your 99% rating isn't of any relevance when it comes to assessing acceptance.3
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