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Sneaky Lowell

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Comments

  • Rondoten10
    Rondoten10 Posts: 39 Forumite
    Third Anniversary 10 Posts Name Dropper
    @fatbelly are you able to take a look when you have a minute if possible - thanks

  • So does it mean even if they have failed to supply a CCA they can start a claim, and even if you defend it or they stop the claim they can stop the statute bar clock?
  • sourcrates
    sourcrates Posts: 31,930 Ambassador
    Part of the Furniture 10,000 Posts I've been Money Tipped! Name Dropper
    So does it mean even if they have failed to supply a CCA they can start a claim, and even if you defend it or they stop the claim they can stop the statute bar clock?
    Yes, basically.
    I’m a Forum Ambassador and I support the Forum Team on the Debt free wannabe, Credit file and ratings, and Bankruptcy and living with it boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.For free non-judgemental debt advice, contact either Stepchange, National Debtline, or CitizensAdviceBureaux.Link to SOA Calculator- https://www.stoozing.com/soa.php The "provit letter" is here-https://forums.moneysavingexpert.com/discussion/2607247/letter-when-you-know-nothing-about-about-the-debt-aka-prove-it-letter
  • Slightly conflicting information an admin on the CAG board has said the below

    "Its statute barred ......a stayed claim from 2013 cannot be considered ongoing or used to stop limitations.....and even if they did have judgment they had 6 years to enforce the judgment or after they must get permission from the court to reignite the judgment.

     

    Ignore them."
  • GenieBoy
    GenieBoy Posts: 148 Forumite
    100 Posts Name Dropper
    Slightly conflicting information an admin on the CAG board has said the below

    "Its statute barred ......a stayed claim from 2013 cannot be considered ongoing or used to stop limitations.....and even if they did have judgment they had 6 years to enforce the judgment or after they must get permission from the court to reignite the judgment.

     

    Ignore them."
    Nice one. I was getting a bit concerned about my stayed Lowell claim from 2014. Good to know that it is still statue barred too.  :)
  • Any idea why yours became stayed @GenieBoy?
  • GenieBoy
    GenieBoy Posts: 148 Forumite
    100 Posts Name Dropper
    Any idea why yours became stayed @GenieBoy?
    I have absolutely no idea, I did send off a defence to the court at the time but that was the last I heard from them.

    I did send the SB letter 3 or 4 year ago when I was dealing with Lowell regarding another SB debt and their reply was that it wasn't SB as they had taken a CCJ which they obviously hadn't. Even after that reply they still haven't pursued me for the debt.
  • sourcrates
    sourcrates Posts: 31,930 Ambassador
    Part of the Furniture 10,000 Posts I've been Money Tipped! Name Dropper
    edited 29 March 2023 at 10:14PM
    GenieBoy said:
    Slightly conflicting information an admin on the CAG board has said the below

    "Its statute barred ......a stayed claim from 2013 cannot be considered ongoing or used to stop limitations.....and even if they did have judgment they had 6 years to enforce the judgment or after they must get permission from the court to reignite the judgment.

     

    Ignore them."
    Nice one. I was getting a bit concerned about my stayed Lowell claim from 2014. Good to know that it is still statue barred too.  :)
    You can use that argument with them, wether they accept it or not is another matter altogether.

    I suspect they will stick to their previous stance.
    Anyway I would go with that advice and see what they do.
    I’m a Forum Ambassador and I support the Forum Team on the Debt free wannabe, Credit file and ratings, and Bankruptcy and living with it boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.For free non-judgemental debt advice, contact either Stepchange, National Debtline, or CitizensAdviceBureaux.Link to SOA Calculator- https://www.stoozing.com/soa.php The "provit letter" is here-https://forums.moneysavingexpert.com/discussion/2607247/letter-when-you-know-nothing-about-about-the-debt-aka-prove-it-letter
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