Remortgage H2B

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Hi 
We only fixed for 2 years in Sept 21 🫣. At the time we had defaults across both applicants. Now looking at options for remortgage as we’re with Precise the reversion rate is 4.70 + BBR so really high! 

No more credit issues or missed payments - defaults now only on 1 applicant (they reach 6 years in 2024).

Looking for a broker to help us lock in a new 3 year fixed deal. 

House has increased by +20k 

Mortgage needed for 2.66 x income so no affordability issues.

Any idea what kind of rate we could achieve? recommendations greatly accepted

Comments

  • Leah04x
    Leah04x Posts: 31 Forumite
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    Hello 👋 
    I’ve popped you a message with some info. 
  • chanz4
    chanz4 Posts: 10,906 Forumite
    First Anniversary Name Dropper First Post Xmas Saver!
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    @kingstreet likely to be able to point in the right direction
    Don't put your trust into an Experian score - it is not a number any bank will ever use & it is generally a waste of money to purchase it. They are also selling you insurance you dont need.
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