Hp finishing before discharge

JCS1

fatbelly said:

The car is valued at £3500 (based on a false valuation from wbac)

The girlfriend is the main user of it

It's the client's asset.

I wouldn't want to be 100% on it but almost certainly the OR will sell this for the benefit of the estate.

Car will be sold at auction, so I suspect the valuation may be lower.  
Less the cost of the outstanding finance
Less the cost of a replacement (maybe)
Less agent fees which were £250 minimum when I left the OR so will have increased since then