Overdales payment plan.

sox1000

In debt and have Overdales threatening bailiffs action. In their letter it say you can log onto our site and set up an affordable payment plan. So I did their income and expenses form. Showed I was in the red each month. Then went on to offer payment of £5 a month. Their form will not let me put in less than £10 a month. And first payment of £14.95. They preach they are on your side here to help blah blah. I’ve emailed them 3 days ago had no reply. I don’t want to call as don’t want them to have my phone number. 

fatbelly

Is there a ccj on this?

If not, they can't appoint bailiffs.

If they give you their account details, you can set up a s/o for £5 - if that's really what you want to do.

sox1000

Yes CCJ was put on it in 2020. 

But as I was part time self employed at the time court threw it out as I didn’t know at the time self employment is not guaranteed wages. So 3 years later this is their next step. 

fatbelly

If they appoint bailiffs you can suspend the warrant and vary the order to pay £5 using an N245

https://nationaldebtline.org/fact-sheet-library/varying-a-ccj-ew/