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Car Finance for returning UK citizens
I have been trawling the internet contacting Car Finance Companies. Can't find a product to suit our circumstances. UK citizens returning to the UK after 24 months away. Have a UK address/bank account/credit cards etc. No UK earned income in this time, only overseas income which has been used to pay UK mortgage and all other associated UK costs. So we are unable to show 3 years consecutive UK income. One person will start earning in the UK upon return, the other income is from overseas.
Does anyone know of a suitable finance product/loan/car lease company we can approach?
Thanks in advance.
Does anyone know of a suitable finance product/loan/car lease company we can approach?
Thanks in advance.
0
Comments
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Does it have to be tied finance? Could you look at a personal loan instead? That may open up both your current UK bank and overseas bank0
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Generally not, Alphera FS are quite flexible with this so might be worth approaching themSave £5k in 2024 challenge #32
Saved Total = £6,481.35 / £5,000 (Nov24)
Secured/Unsecured loans x 1
Credit Cards x 7 (total limit £35,500)
Creation FS Retail Account x 1
0% Overdraft x 1 (£0 / £250)
Mortgage Outstanding - £139,149.17 (Payment 6/360)
Total Debt = £1,687.50 (0%APR) @ £112.50pm
Charity fundraising goal for 2024 = £1,000 for animal rehoming / dog fostering etc0
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