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Debt relief Order...

maxmycardagain
maxmycardagain Posts: 5,853 Forumite
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edited 20 March 2023 at 11:30AM in Bankruptcy & living with it
What agencies can apply for a DRO for an applicant?

They have a Stepchange personal plan, sent it to Moneywellness a month ago who have not been contactable  (hours spent on phone)

Comments

  • MalMonroe
    MalMonroe Posts: 5,783 Forumite
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    Hi, If a personal plan has been sent to Moneywellness on your behalf, then it may not be possible to apply again for a DRO because it appears, from what you say, that the process has already been started via StepChange.

    If you can't get through to Moneywellness to discuss this then it would be a good idea to phone StepChange, who should be able to help. In my experience - I used them in the past - they are always willing to help.

    It will only confuse matters if you try to apply again via a different intermediary.

    All the best, hope that is helpful. It is what I would do in a similar situation. 
    Please note - taken from the Forum Rules and amended for my own personal use (with thanks) : It is up to you to investigate, check, double-check and check yet again before you make any decisions or take any action based on any information you glean from any of my posts. Although I do carry out careful research before posting and never intend to mislead or supply out-of-date or incorrect information, please do not rely 100% on what you are reading. Verify everything in order to protect yourself as you are responsible for any action you consequently take.
  • JCS1
    JCS1 Posts: 5,336 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    MalMonroe said:
    Hi, If a personal plan has been sent to Moneywellness on your behalf, then it may not be possible to apply again for a DRO because it appears, from what you say, that the process has already been started via StepChange.

    If you can't get through to Moneywellness to discuss this then it would be a good idea to phone StepChange, who should be able to help. In my experience - I used them in the past - they are always willing to help.

    It will only confuse matters if you try to apply again via a different intermediary.

    All the best, hope that is helpful. It is what I would do in a similar situation. 
    @MalMonroe - Stepchange are not longer an approved intermediary, details here:  https://forums.moneysavingexpert.com/discussion/6431194/are-stepchange-no-longer-a-dro-approved-intermediary#latest

  • fatbelly
    fatbelly Posts: 23,036 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Cashback Cashier
    More problems with Gregory Pennington....
  • maxmycardagain
    maxmycardagain Posts: 5,853 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    edited 20 March 2023 at 10:59PM
    fatbelly said:
    More problems with Gregory Pennington....
    Not fit for purpose then?


     A promised booked callback (notified by email even) didnt happen... a 3rd place call waited 45 minutes and then got cut off, today the queue was 14 ...

  • JonVarnas
    JonVarnas Posts: 252 Forumite
    Seventh Anniversary 100 Posts Photogenic Name Dropper
    edited 21 March 2023 at 4:37AM
    fatbelly said:
    More problems with Gregory Pennington....
    Reading about them online and they don't seem to be very highly thought of by customers or employees. Surprising that they would get the DRO gig and not Stepchange.

  • fatbelly
    fatbelly Posts: 23,036 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Cashback Cashier
    That's the Money and Pensions Service for you. 

    The question now is whether MaPS can be convinced that they have made (another) mistake.

    In comparison with other IVA firms I don't think Gregory Pennington are any worse that the others. In fact they may be one of the better ones. But the problem is that in the world of debt advice there are Charities (CA, CAP, Stepchange), non-Charities (Payplan) and definitely not charities (the IVA factories)
  • RAS
    RAS Posts: 35,740 Forumite
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    Max, maybe the the client could complain formally to their MP? 
    If you've have not made a mistake, you've made nothing
  • maxmycardagain
    maxmycardagain Posts: 5,853 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    RAS said:
    Max, maybe the the client could complain formally to their MP? 

    4hrs waiting, 3 different numbers, failed promises.... but (maybe) success now
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