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Can you contribute to two different SIPPs in the same tax year?

Embarrassing question but it hadn't even occurred to me you might not be able to do this?  Are you allowed to contribute to two SIPPs in the same tax year?  Specifically, salary sacrifice into one and personal contribution into the other?

Thanks

Comments

  • Mutton_Geoff
    Mutton_Geoff Posts: 4,080 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    edited 20 March 2023 at 10:59AM
    Absolutely, as long as you stay within your AA (or take advantage of carry forward).

    Edited to add, and also within the limit of your income for that tax year.
    Signature on holiday for two weeks
  • El_Torro
    El_Torro Posts: 2,226 Forumite
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    Yes you can, there’s nothing stopping you from doing this.

    SIPPs don’t have the same restrictions as ISAs.
  • kinger101
    kinger101 Posts: 6,783 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Yes.  No problem at all.  You just need to keep within your AA and any carry forward.  You're the one responsible for ensuring compliance, not the SIPP provider.


    "Real knowledge is to know the extent of one's ignorance" - Confucius
  • Albermarle
    Albermarle Posts: 31,165 Forumite
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    Maybe being a bit pedantic, but to be factually correct, you can contribute to multiple DC pensions in a year.
    They could be a SIPP,  or a personal pension, or a stakeholder pension, or a workplace pension etc 
  • dunstonh
    dunstonh Posts: 121,257 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    Maybe being a bit pedantic, but to be factually correct, you can contribute to multiple DC pensions in a year.
    They could be a SIPP,  or a personal pension, or a stakeholder pension, or a workplace pension etc 
    You are turning into me. ;)
    I am an Independent Financial Adviser (IFA). The comments I make are just my opinion and are for discussion purposes only. They are not financial advice and you should not treat them as such. If you feel an area discussed may be relevant to you, then please seek advice from an Independent Financial Adviser local to you.
  • A_T
    A_T Posts: 975 Forumite
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    Maybe being a bit pedantic, but to be factually correct, you can contribute to multiple DC pensions in a year.
    They could be a SIPP,  or a personal pension, or a stakeholder pension, or a workplace pension etc 

    the OP only asked about SIPPs
  • Albermarle
    Albermarle Posts: 31,165 Forumite
    10,000 Posts Seventh Anniversary Name Dropper
    A_T said:
    Maybe being a bit pedantic, but to be factually correct, you can contribute to multiple DC pensions in a year.
    They could be a SIPP,  or a personal pension, or a stakeholder pension, or a workplace pension etc 

    the OP only asked about SIPPs
    Yes, but other people read these threads, and SIPP tends to be a bit of a catchall  term.
  • A_T said:
    Maybe being a bit pedantic, but to be factually correct, you can contribute to multiple DC pensions in a year.
    They could be a SIPP,  or a personal pension, or a stakeholder pension, or a workplace pension etc 

    the OP only asked about SIPPs
    Yes, but other people read these threads, and SIPP tends to be a bit of a catchall  term.
    This all day long ^^^
  • hallmark
    hallmark Posts: 1,499 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Specifically two SIPPs in this case. I'd always presumed there was no issue paying into two in the same tax year but I read a post on a different forum saying you couldn't so wanted to check.
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