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Charging Order monies being chased
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Just a quick update and some further advice needed. I provided Mortimer Clarke with all the information they requested. I wrote a letter in April stating my position that matter would be settled upon sale. Last week I received a letter stating matter was no longer on hold ( wasn’t aware that it was) and since then have received daily text and telephone calls. Phone doesn’t ring just voicemail message (presume this is because number is blocked) messages are same time everyday 5.30pm and test messages at 10.00am. The letter asked for I&E form and my payment offer. As stated they have already had this info.Is this now bordering on harassment and should I just ignore or send harassment letter. I don’t want to get back into the letter tennis that was happening before. Many thanks in advance for your advice.0
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Unfortunately this is how these clowns grind you down, you provide what they have asked for, and it either gets lost or they deliberately ignore it, and re-start collection activity.
Let them fill their boots, its an old judgement, I doubt anything will happen, I`d go silent on them.I’m a Forum Ambassador and I support the Forum Team on the Debt free wannabe, Credit file and ratings, and Bankruptcy and living with it boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.For free non-judgemental debt advice, contact either Stepchange, National Debtline, or CitizensAdviceBureaux.Link to SOA Calculator- https://www.stoozing.com/soa.php The "provit letter" is here-https://forums.moneysavingexpert.com/discussion/2607247/letter-when-you-know-nothing-about-about-the-debt-aka-prove-it-letter0 -
T thank you for your reply. As the ccj and restriction are over 10 years old I assume they would need the agreement of the court to start any new action. They did also send someone to the house with a get in touch letter before so they are definitely persistent.0
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That is correct, yes, its going nowhere basically.I’m a Forum Ambassador and I support the Forum Team on the Debt free wannabe, Credit file and ratings, and Bankruptcy and living with it boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.For free non-judgemental debt advice, contact either Stepchange, National Debtline, or CitizensAdviceBureaux.Link to SOA Calculator- https://www.stoozing.com/soa.php The "provit letter" is here-https://forums.moneysavingexpert.com/discussion/2607247/letter-when-you-know-nothing-about-about-the-debt-aka-prove-it-letter0
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Good afternoon. Just a quick update and a question. MC went quiet for a while but have started another barrage of daily phone messages ( number blocked but messages still left) and weekly letters which I am ignoring as they have all the info they need.My question is if we should decide to sell our house we would need to make sure our solicitor notified the creditor as the info in ‘charging order the myth’ thread. However on the restriction it is another solicitors name (have checked Land Registry again this week) so not sure where MC fit into this. Hope this makes sense.0
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Your conveyancing solicitor is required to send the notice to the address on the Land Registry entry. If that is a firm that went bankrupt 20 years ago, not your problem.
More evidence of how dim these people really are.0 -
Thanks for your reply. I checked and as far as I can see solicitors on land registry still in business and at same address. Maybe MC just being kind and helpful 🤔0
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