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Barclaycard defaults
Cloudfairy37
Posts: 1 Newbie
Hello,
I have 2 barclaycard defaults from 2019 which I haven’t made any payments towards since 2020. I haven’t had any communication/letters from them since I stopped making payments and the debts haven’t been passed onto any debt collections. Any ideas/advice on why everything has gone quiet? What should my next steps be, make contact for a full & final settlement? Do nothing for now? I know they stay on my credit report until 2025.
I have 2 barclaycard defaults from 2019 which I haven’t made any payments towards since 2020. I haven’t had any communication/letters from them since I stopped making payments and the debts haven’t been passed onto any debt collections. Any ideas/advice on why everything has gone quiet? What should my next steps be, make contact for a full & final settlement? Do nothing for now? I know they stay on my credit report until 2025.
Thank you for reading.
0
Comments
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I don't see the point of digging. If Barclaycard want payment, they'll write.1
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Not every account gets sold on, or passed to collections, sometimes accounts can just stay dormant, with little or no activity.
As fatbelly hints at above, if they want payment, they will write to you.I’m a Forum Ambassador and I support the Forum Team on the Debt free wannabe, Credit file and ratings, and Bankruptcy and living with it boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.For free non-judgemental debt advice, contact either Stepchange, National Debtline, or CitizensAdviceBureaux.Link to SOA Calculator- https://www.stoozing.com/soa.php The "provit letter" is here-https://forums.moneysavingexpert.com/discussion/2607247/letter-when-you-know-nothing-about-about-the-debt-aka-prove-it-letter1
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