We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide
Debt free in three years
Madmumof4
Posts: 13 Forumite
So the time has come to clear this persistent debt once and for all. I finish my course in late 2025 and really want to be debt free by then.
I’ve always been an impulsive spender, especially things for the kids/days out/holidays etc, but feel I’ve finally turned a corner and my spending is much more under control. I now leave things in baskets and think about it for a day or two. Or I’ll leave a tab open on a page of something I like to see if I go back to it.
I’m much better at budgeting too. I feel lucky that I have enough to cover our bills and still afford occasional treats. Although the kids still try to bankrupt me on a daily basis!
Anyway I have my goal so now I just need to commit.
Current debt £12327.61
one third to be gone by end of 2023 is £4109.20
one third to be gone by end of 2023 is £4109.20
2
Comments
-
Good luck and look forward to seeing you succeed!1
-
Thanks! Will try my best!
0 -
Good luck and I will be following!
Shell xDebt Free - 04/03/23. Total LBM August 2021 £15410.70
0
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 353.6K Banking & Borrowing
- 254.2K Reduce Debt & Boost Income
- 455.1K Spending & Discounts
- 246.7K Work, Benefits & Business
- 603.1K Mortgages, Homes & Bills
- 178.1K Life & Family
- 260.7K Travel & Transport
- 1.5M Hobbies & Leisure
- 16K Discuss & Feedback
- 37.7K Read-Only Boards