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Debt free in three years

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So the time has come to clear this persistent debt once and for all. I finish my course in late 2025 and really want to be debt free by then. 
I’ve always been an impulsive spender, especially things for the kids/days out/holidays etc, but feel I’ve finally turned a corner and my spending is much more under control. I now leave things in baskets and think about it for a day or two. Or I’ll leave a tab open on a page of something I like to see if I go back to it. 
I’m much better at budgeting too. I feel lucky that I have enough to cover our bills and still afford occasional treats. Although the kids still try to bankrupt me on a daily basis!

Anyway I have my goal so now I just need to commit. 

Current debt £12327.61
one third to be gone by end of 2023 is £4109.20

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