📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Loan - hard search question!

Options
JAM0915
JAM0915 Posts: 61 Forumite
Second Anniversary 10 Posts Name Dropper
Hey all, 
Myself & my partner are financially linked as far as credit is concerned due to a mortgage etc. 
I am applying for a personal loan for just me, will they do a hard search that will show on his credit report or just mine?
I’m curious to know what will show on his credit if I apply for this loan or if nothing will be notified to his☺️

Comments

  • adamp87
    adamp87 Posts: 900 Forumite
    Fifth Anniversary 500 Posts Name Dropper
    I think it depends on the lender as you’ve a linked associations they may take their history into account

    I don’t believe they’d do a hard search on their profile though, perhaps a soft search I’m not too sure.

    I’d advise seen as you have an agreement together mind you do let them know if you get a loan personally I’d suggest that anyway.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.1K Banking & Borrowing
  • 253.2K Reduce Debt & Boost Income
  • 453.6K Spending & Discounts
  • 244.1K Work, Benefits & Business
  • 599.1K Mortgages, Homes & Bills
  • 177K Life & Family
  • 257.5K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.