Please help me get debt free

lostmyjobyesterday37

I recommend Dave Ramsey on YouTube.

Nervsmomma2022

Hi i dont have any advice as im just starting my own debt free journey and still struggling to get a cap on my spending. Just want to say good luck to you, you have made the 1st step and theres lot of people on here with encouraging great advice. Youve got this 👍

LunaLater

It looks as though you are on round about minimum wage and only working about 40 hours per week. Is there any way you can increase your hours, or apply for a role on a slightly higher wage?

10 hours extra per week is £400 extra per month or an extra £2 per hour is £340.

diystarter7

Hi OP

This is a start to clear up the debt.

If possible, get a better paid job, d more hours or do another job.
And promise yourself never this again,
Intially, working longer hours etc may not feel right but the more hours you
work the less time you have to spend.

When I was younger, I have always been lucky with spending as taught by parents never to borrow - so when splashing out, spur of the momnet, I used to think how long it took me to save that amount of money and what uses and for how long.

it was easier not to by before we had cards and no internet but these dyas so easy to get into debt.

You've made a start and all I can say is, good luck and IMO, you will do it