What to do with bits of pensions from lots of previous employers? 7 March at 5:19PM edited 7 March at 5:19PM in Pensions, annuities & retirement planning 4 replies 191 views

Penelope11

Before I worked for myself, I worked for about 6 companies, all but one were US-owned, but all in the UK. I was young, straight out of uni, and know I had company pension benefits with all of them, but didn't understand the detail back then.. and not much has changed.

What on earth do I do about finding out all about these pensions? Some of these companies don't exist any more and were bought out by companies that are still around, some just don't exist.

penners324

The pots will be with the pension provider.

Pensionbee might be a good start, that have ways of tracking old pensions

Penelope11

Do you have to "get onboard" with Pensionbee's aggregated pension plan? Or do they offer a separate no-strings tracking service?

Albermarle

You might find that if you only worked with these companies for a short period then in some cases, that you were refunded your contributions when you left

xylophone

Have you tried

https://www.gov.uk/find-pension-contact-details

or

https://www.gov.uk/guidance/hmrc-subject-access-request

Have you obtained a state pension forecast?

https://www.gov.uk/check-state-pension

Is a COPE shown?