HSBC Remortgage / BTL / Consent to let dilemma

viraltisticTs

Hi all

I am due to remortgage in August 2023 with HSBC after a 5 year fix. I wish to let out my property from May/June 2023. 

I would prefer to be on Consent to let for obvious reasons (lower rates). 

But I dont think the timings stack up but would like to hear peoples experiences with HSBC

I have two options:

1. If I remortgage first, then ask for consent to let, my rate doesn't start until August 2023 does that work? Or will they decide that I am doing a rate switch currently so therefore they will reject consent to let? 
2. If I ask for consent to let first, and then try and do a rate switch, they will reject it? I also recall reading somewhere I can't do a rate switch whilst on consent to let?

Any advice ? 

HobgoblinBT

Have you googled your enquiry?  The HSBC website states their policy.

https://www.hsbc.co.uk/mortgages/existing-customers/rent/

IAMIAM

I would remortgage early/rate switch early, pay the smallish erc and then request Ctl