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Buying used car from dealer but it doesn't have V5C document

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  • badmemory
    badmemory Posts: 9,605 Forumite
    Ninth Anniversary 1,000 Posts Name Dropper
    I'd be wondering why the seller hadn't got the replacement @ only £25 if it would have got them an increased price.  Anyone running a car sales business is used to doing this on a regular basis as people are always losing their documents.  Is he selling for himself or selling on consignment?  Was it a right off & not had its full vehicle check, not just an MOT.  I am suspicious by nature though.  But I wonder if you are thinking something is odd & that is why you are asking.
  • NorthSky
    NorthSky Posts: 10 Forumite
    First Post
    badmemory said:
    I'd be wondering why the seller hadn't got the replacement @ only £25 if it would have got them an increased price.  Anyone running a car sales business is used to doing this on a regular basis as people are always losing their documents.  Is he selling for himself or selling on consignment?  Was it a right off & not had its full vehicle check, not just an MOT.  I am suspicious by nature though.  But I wonder if you are thinking something is odd & that is why you are asking.
    again it's not a write off because it's HPI clear I checked that myself.
    besides an insurance write off doesn't have anything to do with having or not having V5C.
    I've been searching the web and it seems it's very common that dealers sometime sell cars without V5C.
    why they don't apply for it themselves? I have no idea..but it's common and it appears almost all buyers were able to successfully apply for new V5C (based on similar posts I found online)
  • NorthSky
    NorthSky Posts: 10 Forumite
    First Post
    facade said:
    NorthSky said:
    facade said:
    You simply can't tax it without the green slip from the V5 if you are not the registered keeper on the current V5.


    Yes but even here 2 members already state they've been able to tax it without V5/slip at the sam etime they applied for V62..
    that's why it's so confusing because I've heard same conflicting response from others too.

    It appears I'm wrong and you can tax it if they have done it.

    Certainly in the past I've taxed a car that came without a V5 at the same time as I applied for a V5 (before this cancelling the tax when you transfer became a thing), and it would make sense to let you either tax it or declare it SORN when you apply now (but sense is not usually a strongpoint)
    I was going on the information on the V62, which is contradictory in that paragraph I posted, ending with "If you are not the registered keeper you may not be able to tax it until you get a V5c in your name."

    There is guidance dotted around the dot.gov pages that says you can't tax it unless there is a V5 in your name too, but dot.gov is notorious for misinformation.



     
    I did some more research ,APPARENTLY it is possible to tax it at the post office at the same time you apply for the new V5C via form V62 (as 2 members also mentioned above) ,BUT it depends if post office system (which is linked to DVLA) accepts it or not.
    if the car was passed to a trade ,it is possible if not system will reject it and you have to wait for the process to complete before you can tax it.
    (this is all based on a forum post by the way)

    now the question is,how can I find out the car has been passed to trade or not,before buying it?
    maybe I can just fill a V62 form using car registration ,take it to the pst office and see if it goes through? then go see the car?
  • facade
    facade Posts: 7,600 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    NorthSky said:
    badmemory said:
    I'd be wondering why the seller hadn't got the replacement @ only £25 if it would have got them an increased price.  Anyone running a car sales business is used to doing this on a regular basis as people are always losing their documents.  Is he selling for himself or selling on consignment?  Was it a right off & not had its full vehicle check, not just an MOT.  I am suspicious by nature though.  But I wonder if you are thinking something is odd & that is why you are asking.
    again it's not a write off because it's HPI clear I checked that myself.
    besides an insurance write off doesn't have anything to do with having or not having V5C.
    I've been searching the web and it seems it's very common that dealers sometime sell cars without V5C.
    why they don't apply for it themselves? I have no idea..but it's common and it appears almost all buyers were able to successfully apply for new V5C (based on similar posts I found online)
    It takes a month to arrive, and costs £25. On a low value car it probably isn't worth tying it up for a month, you couldn't apply for a V5 until theirs arrived as anything could happen with two different applications in process at once.

    The insurer keeps the V5 if it is a Cat S, but you'd likely be able to tell by looking if it is a just repaired cat S.  I don't know hat happens with stolen/recovered (Cat X) the insurer will have had the V5 when they paid out, they might lose it if it took a year to be recovered.

    I want to go back to The Olden Days, when every single thing that I can think of was better.....

    (except air quality and Medical Science ;))
  • NorthSky
    NorthSky Posts: 10 Forumite
    First Post
    facade said:
    NorthSky said:
    badmemory said:
    I'd be wondering why the seller hadn't got the replacement @ only £25 if it would have got them an increased price.  Anyone running a car sales business is used to doing this on a regular basis as people are always losing their documents.  Is he selling for himself or selling on consignment?  Was it a right off & not had its full vehicle check, not just an MOT.  I am suspicious by nature though.  But I wonder if you are thinking something is odd & that is why you are asking.
    again it's not a write off because it's HPI clear I checked that myself.
    besides an insurance write off doesn't have anything to do with having or not having V5C.
    I've been searching the web and it seems it's very common that dealers sometime sell cars without V5C.
    why they don't apply for it themselves? I have no idea..but it's common and it appears almost all buyers were able to successfully apply for new V5C (based on similar posts I found online)
    It takes a month to arrive, and costs £25. On a low value car it probably isn't worth tying it up for a month, you couldn't apply for a V5 until theirs arrived as anything could happen with two different applications in process at once.

    The insurer keeps the V5 if it is a Cat S, but you'd likely be able to tell by looking if it is a just repaired cat S.  I don't know hat happens with stolen/recovered (Cat X) the insurer will have had the V5 when they paid out, they might lose it if it took a year to be recovered.

    it is not a CAT S or CAT anything.it's HPI clear.

  • sheramber
    sheramber Posts: 22,548 Forumite
    Part of the Furniture 10,000 Posts I've been Money Tipped! Name Dropper
    facade said:
    NorthSky said:
    facade said:
    You simply can't tax it without the green slip from the V5 if you are not the registered keeper on the current V5.


    Yes but even here 2 members already state they've been able to tax it without V5/slip at the sam etime they applied for V62..
    that's why it's so confusing because I've heard same conflicting response from others too.

    It appears I'm wrong and you can tax it if they have done it.

    Certainly in the past I've taxed a car that came without a V5 at the same time as I applied for a V5 (before this cancelling the tax when you transfer became a thing), and it would make sense to let you either tax it or declare it SORN when you apply now (but sense is not usually a strongpoint)
    I was going on the information on the V62, which is contradictory in that paragraph I posted, ending with "If you are not the registered keeper you may not be able to tax it until you get a V5c in your name."

    There is guidance dotted around the dot.gov pages that says you can't tax it unless there is a V5 in your name too, but dot.gov is notorious for misinformation.



     
    This gov.uk site confirms it is possible.

     https://www.gov.uk/vehicle-log-book/if-you-cannot-apply-online#:~:text=If you also need to,V5C at the same time.

    If you also need to tax your vehicle

    You may be able to tax your vehicle at a Post Office and apply for a new V5C at the same time.

    1. Complete an application for a V5C (form V62).

    2.  
    3. Take the completed form along with £25 to a branch that deals with vehicle tax.

    Check if the Post Office branch offers this service before you travel.


  • facade
    facade Posts: 7,600 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    NorthSky said:
    facade said:
    NorthSky said:
    badmemory said:
    I'd be wondering why the seller hadn't got the replacement @ only £25 if it would have got them an increased price.  Anyone running a car sales business is used to doing this on a regular basis as people are always losing their documents.  Is he selling for himself or selling on consignment?  Was it a right off & not had its full vehicle check, not just an MOT.  I am suspicious by nature though.  But I wonder if you are thinking something is odd & that is why you are asking.
    again it's not a write off because it's HPI clear I checked that myself.
    besides an insurance write off doesn't have anything to do with having or not having V5C.
    I've been searching the web and it seems it's very common that dealers sometime sell cars without V5C.
    why they don't apply for it themselves? I have no idea..but it's common and it appears almost all buyers were able to successfully apply for new V5C (based on similar posts I found online)
    It takes a month to arrive, and costs £25. On a low value car it probably isn't worth tying it up for a month, you couldn't apply for a V5 until theirs arrived as anything could happen with two different applications in process at once.

    The insurer keeps the V5 if it is a Cat S, but you'd likely be able to tell by looking if it is a just repaired cat S.  I don't know hat happens with stolen/recovered (Cat X) the insurer will have had the V5 when they paid out, they might lose it if it took a year to be recovered.

    it is not a CAT S or CAT anything.it's HPI clear.


    It can take quite a while to show up, there was a thread on here about it.  The HPI guarantee requires that you have seen and entered the numbers from the most recent V5c to be valid too.
    I want to go back to The Olden Days, when every single thing that I can think of was better.....

    (except air quality and Medical Science ;))
  • NorthSky
    NorthSky Posts: 10 Forumite
    First Post
    edited 5 March 2023 at 9:59PM
    facade said:
    NorthSky said:
    facade said:
    NorthSky said:
    badmemory said:
    I'd be wondering why the seller hadn't got the replacement @ only £25 if it would have got them an increased price.  Anyone running a car sales business is used to doing this on a regular basis as people are always losing their documents.  Is he selling for himself or selling on consignment?  Was it a right off & not had its full vehicle check, not just an MOT.  I am suspicious by nature though.  But I wonder if you are thinking something is odd & that is why you are asking.
    again it's not a write off because it's HPI clear I checked that myself.
    besides an insurance write off doesn't have anything to do with having or not having V5C.
    I've been searching the web and it seems it's very common that dealers sometime sell cars without V5C.
    why they don't apply for it themselves? I have no idea..but it's common and it appears almost all buyers were able to successfully apply for new V5C (based on similar posts I found online)
    It takes a month to arrive, and costs £25. On a low value car it probably isn't worth tying it up for a month, you couldn't apply for a V5 until theirs arrived as anything could happen with two different applications in process at once.

    The insurer keeps the V5 if it is a Cat S, but you'd likely be able to tell by looking if it is a just repaired cat S.  I don't know hat happens with stolen/recovered (Cat X) the insurer will have had the V5 when they paid out, they might lose it if it took a year to be recovered.

    it is not a CAT S or CAT anything.it's HPI clear.


    It can take quite a while to show up, there was a thread on here about it.  The HPI guarantee requires that you have seen and entered the numbers from the most recent V5c to be valid too.
    Yes,but I'm not worry about that at all.
    as i said the car was NOT involved in an accident.
    it's simply not the case here.
    and when you buy used car from a dealer,you have decent protection according to law.
    my concern is not why the don't have the V5C,(it's quite common) but whether I can tax it,or have to wait 4+ weeks without being able to drive,use and test it.

  • forgotmyname
    forgotmyname Posts: 32,928 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Logbook loan on it?

    Censorship Reigns Supreme in Troll City...

  • NorthSky
    NorthSky Posts: 10 Forumite
    First Post
    Logbook loan on it?

    loan on a 15 years old £3k car?  :D
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