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MeandO's money-shuffling

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Comments

  • MeandO
    MeandO Posts: 3,348 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper

    Morning all, another blue sky and sunshiny one here. :)

    I had such a sound sleep last night that I woke up at 6am ready to take on the World! Perhaps the magnesium I've started taking is working after all. What a difference a sound sleep makes though, even if it was for only around six hours.

    This morning I've moved a few more pots around the garden and enjoyed watching all the birds flitting outside for five minutes. I've re-organised some kitchen storage and re-homed a few other bits from the kitchen and utility room to different places. I'm looking forward to getting out in the garden later as I'm hoping to start painting the large garden wall today which should make a huge difference out there after living with a really ugly wall for nearly five years.

    Some leftover slow cooked beef, carrots & shallots has been frozen for future use and I'll use the leftover veg portion up for my tea tonight. DS will be having a batch cooked meal from the freezer, whichever chicken based dish he chooses. I've taken a small portion of soup/stew out of the freezer for myself to use with the leftover veg.

    DS has surfaced for a drink and yogurt drink and has gone back to bed, oh to be a teenager! I think he's still struggling a little getting his sleep patterns back to some sort of normality after his long haul trip and the time differences.

    I'm down to my last two coffee pods (Lav@zza - the only coffee I drink regularly), so am strategically planning my coffee today for when I need it most this morning! DS has taken to liking a 'frothy coffee' too so I'm saving us one each until more gets delivered today. I only buy it when it's on offer but I can see it's not out for delivery yet so will probably arrive this evening. If it doesn't turn up, we may be in trouble tomorrow!



    Mortgage at highest: £132,500 Now: £51,756
    Mortgage OP’s: £26,042.40
    OP targets 2026:
    Sub a/c 1: £640.77/£2402.79
    Sub a/c 2 £1479/£1479 ✅
    Sub a/c 3: £1062.15/£1062.15 ✅
    Sub a/c 4: £750/£750 ✅
  • Honeysucklelou2
    Honeysucklelou2 Posts: 4,919 Forumite
    Ninth Anniversary 1,000 Posts Name Dropper

    Happy belated birthday MeandO.

    Sounds like you have been amazingly productive in your house and garden. Those mini greenhouses are so useful in bringing plants on.

    paydbx2026 #19 £1499/£6000 . Mortgage start £148k June 23 - now £133k.
    2026 savings challenge £0/£2000
    EF £140. Savings 2 £2.17
  • MeandO
    MeandO Posts: 3,348 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper

    Thank you HSL2 x I'm just hoping I've tethered the mini greenhouse down well enough to survive any strong winds! It's in the most sheltered place possible, so I'm hoping it survives.

    Mortgage at highest: £132,500 Now: £51,756
    Mortgage OP’s: £26,042.40
    OP targets 2026:
    Sub a/c 1: £640.77/£2402.79
    Sub a/c 2 £1479/£1479 ✅
    Sub a/c 3: £1062.15/£1062.15 ✅
    Sub a/c 4: £750/£750 ✅
  • MeandO
    MeandO Posts: 3,348 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper

    Morning all,

    Yesterday was so lovely that I will let the weather gods off for the grey and drizzly weather today, although it does mean that the tumble dryer is on.

    I was over the moon to start and finish painting the big, ugly block garden walls yesterday, it only actually took me around 1.5 hours with a roller. I've painted them a lagoon blue type colour which I was a bit nervous about, but I love it! It brightens the garden up no end and really defines the seating area at the back of the garden. Once I've trailed some plants up there on a trellis it will look perfect. It also means a big job on the 'to do' list has been ticked off! So a really productive day yesterday. :)

    No money needs to be spent today so I'm hoping to keep it that way. We have everything in for meals today and although a little shopping list is ongoing, nothing is needed urgently.

    I've just sent an OP of £132.84 to the mortgage taking it down to £51,756. I need to make/find/overpay another £1762.02 before the end of the year to get the full 10% allowed paid off. I'll do it somehow.
    £100 has also been sent to the house pot as I'll need to fork out £270 soon for the plastering work that is needed. I also need to save for new blinds and a window opening pole as I'm currently getting up a very tall stepladder each time I want to open the windows as they're around 10-12ft up! Budget blinds (still not cheap!) and a budget pole won't see much change from £150, so it won't happen for a little while yet.

    Mortgage at highest: £132,500 Now: £51,756
    Mortgage OP’s: £26,042.40
    OP targets 2026:
    Sub a/c 1: £640.77/£2402.79
    Sub a/c 2 £1479/£1479 ✅
    Sub a/c 3: £1062.15/£1062.15 ✅
    Sub a/c 4: £750/£750 ✅
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