Finding my deceased sons pensions

donnamathome

Hi all, I lost my son suddenly in October 2022. He has worked from the age of 15- 29 before going to university  as a mature student to be a biomedical  scientist.  Approx 8 months before he died he moved in with his girlfriend ready for uni ending and secured a job within the nhs and began work.  I have been searching  for his pensions to see if they would help with the enormous  funeral bills that I had, but am getting nowhere. Everyone wants start dates and finish dates and names of every employer which I don't have. I have his first employer (Halifax) and his last (nhs). Is there a dedicated number to help find a deceased person's pensions? I have tried the pension helpline and got nowhere as didn't have the info they needed. I have his national insurance number and obviously  date of birth/death. Can anyone help? 
Please...

mark55man

I'm sorry to hear of your loss.

The usual link offered is https://www.gov.uk/find-pension-contact-details 

You may also want to post at https://forums.moneysavingexpert.com/categories/deaths-funerals-probate as the posters there may have something to offer

Most workplaces offer death-in-service benefits and some research on NHS sites might share more

@Silvertabby - is this anything you have experienced (albeit not NHS)
 

tacpot12

I'm wondering if HMRC might be able to help you with the names of any previous employers that you haven't yet found. They are likely to want a copy of his death certificate, but may be prepared to release information they have no this basis. They won't be able to provide precise start and end dates, but should be able to give you dates that are close enough for ex-employers to be able to find him, and his NI Number should confirm that it is the same person as appears in their records.

Have you been able to finance the funeral costs so that you have time to pay them?

I too am sorry for your loss, it is a dreadful thing for a parent to have bury a child. 

Silvertabby

mark55man said:

I'm sorry to hear of your loss.

The usual link offered is https://www.gov.uk/find-pension-contact-details 

You may also want to post at https://forums.moneysavingexpert.com/categories/deaths-funerals-probate as the posters there may have something to offer

Most workplaces offer death-in-service benefits and some research on NHS sites might share more

@Silvertabby - is this anything you have experienced (albeit not NHS)
 

My sympathies to OP.

Under NHS rules full death benefits are only payable after 2 years service/membership, which sadly doesn't seem to apply here.  There MAY have been an element of a death benefit (a one-off tax free lump sum) but this will probably have already been paid to the nominated beneficiary (the girlfriend?) assuming he completed an expression of wishes form when he joined the NHS.

xylophone

He has worked from the age of 15- 29 before going to university You mentioned that he worked for the Halifax, presumably post 2006?

https://en.wikipedia.org/wiki/Halifax_(bank)

You might start here

https://www.lloydsbankinggrouppensions.com/

donnamathome

Thankyou I will try there. 

donnamathome

I have contacted the Halifax 6 wks ago and they are looking into it. 
Contacted hmrc but they still need dates and I have now posted on the other forum sites you suggested. 

xylophone

Contacted hmrc but they still need dates 

Have you tried SAR for your late son?

https://www.gov.uk/guidance/hmrc-subject-access-request