NI contribution shortfall

_Lou_

Good afternoon.
I wonder if you can help me....
My husband is 64 this year but finished work in 2009/10 due to back and knee problems. (He was a general carpenter/builder)
On his NI contributions, it states he has from 2010/11 to date of unpaid NI contributions. 
It also states he has 34 qualifying years. 
His pension forecast is £185.15 pw. 
In light of the current pension situations highlighted my Martin Lewis, do you think it is worth buying more NI or is there a way he is entitled to them being credited to him due to him not working. He did not claim benefits (too proud) and I have supported him financially. 
Your comments re this predicament would be much appreciated. 

molerat

What does the forecast give as his current amount up to April 2022 ?

Post up ALL the figures from the forecast as without them a sensible answer cannot be given

Current amount accrued up to April 2022
Financial year he reaches state retirement
Any COPE amount shown
Any part paid years

There will be a line stating something like £185.15 if you contribute x years before 5 April 20xx - how many years does that state ?

_Lou_

Molerat..
He can claim SP June 2025

Estimate based on your National Insurance record up to 5 April 2022.   £175.11 a week

Forecast if you contribute another 2 years before 5 April 2025.   £185.15 a week

Your COPE estimate is £17.36 a week

Paid NI from 1977 through to 2010

Thanks for your response.

molerat

Unless he is claiming benefits he will not get any credits.  He needs another 2 years to reach the full pension.  Any available post 2016 year will add value. He will be able to buy 2021-22 and 2022-23 from this coming April until April 2024 at £800.80 and £824.20 so not a great increase over the cheapest now and avoiding the chaotic scrabble that is currently happening.

_Lou_

Thank you so much for your advice.