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Late husbands pension

Hello, I would like to know if I can claim my late husbands pension using the pension tracing service? I have entered the name of his employer but the service doesn't recognise it, Ive known the business by 2 names, and this is what ive used to trace but it comes up with no results. Id be grateful if anyone could offer me some further advice or help.
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Comments

  • molerat
    molerat Posts: 34,978 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Post up the employer name(s) and someone may be able to help.
  • xylophone
    xylophone Posts: 45,739 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Your husband has recently died?

    Presumably this was a pension he had from a former employer for whom he was not working at the time of his death?

    How do you know that he had a pension with this employer? Do you have records of some  description which confirm this?
  • jack_tyler
    jack_tyler Posts: 143 Forumite
    Part of the Furniture 10 Posts Combo Breaker
    xylophone said:
    Your husband has recently died?

    Presumably this was a pension he had from a former employer for whom he was not working at the time of his death?

    How do you know that he had a pension with this employer? Do you have records of some  description which confirm this?

    My husband died in 2014, I know he had a pension with his former employer as deductions where taken out of his wage each week, but he was not working for that employer when he died. All I know is the name of the business as it was when my late husband worked there, and the name it goes by now.
  • xylophone
    xylophone Posts: 45,739 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    All I know is the name of the business as it was when my late husband worked there, and the name it goes by now.

    What was the name of the company when he worked for them? And now?

    Was the pension Defined Contribution or Defined Benefit?

    How long was he a member of the pension scheme?

    Your husband was under SPA when he died?

    If so, when would he have reached SPA?

    If you are under SPA, when do you reach it?

     If under SPA, have you obtained a state pension forecast?

    https://www.gov.uk/check-state-pension

    You might try an SAR for your husband - it might throw some light.

    https://www.gov.uk/guidance/hmrc-subject-access-request

  • Marcon
    Marcon Posts: 14,936 Forumite
    Ninth Anniversary 10,000 Posts Name Dropper Combo Breaker
    edited 4 March 2023 at 9:23PM
    xylophone said:
    Your husband has recently died?

    Presumably this was a pension he had from a former employer for whom he was not working at the time of his death?

    How do you know that he had a pension with this employer? Do you have records of some  description which confirm this?

    My husband died in 2014, I know he had a pension with his former employer as deductions where taken out of his wage each week, but he was not working for that employer when he died. All I know is the name of the business as it was when my late husband worked there, and the name it goes by now.
    Don't worry about posting those names here - it's perfectly OK to do so. All you are doing is asking for information, and someone here might be able to help if they have the company name(s) - preferably as accurately as possible, since there are often lots of companies within one group with fairly similar names, but just do the best you can remember.

    If your husband died nearly a decade ago, I wonder what's happened to make you start investigating now. Did you make any checks at the time of his death? Have you (and indeed he) moved house since working for the employer with whom you think he has a pension - and if so, did he give them his new address?
    Googling on your question might have been both quicker and easier, if you're only after simple facts rather than opinions!  
  • jack_tyler
    jack_tyler Posts: 143 Forumite
    Part of the Furniture 10 Posts Combo Breaker
    Marcon said:
    xylophone said:
    Your husband has recently died?

    Presumably this was a pension he had from a former employer for whom he was not working at the time of his death?

    How do you know that he had a pension with this employer? Do you have records of some  description which confirm this?

    My husband died in 2014, I know he had a pension with his former employer as deductions where taken out of his wage each week, but he was not working for that employer when he died. All I know is the name of the business as it was when my late husband worked there, and the name it goes by now.
    Don't worry about posting those names here - it's perfectly OK to do so. All you are doing is asking for information, and someone here might be able to help if they have the company name(s) - preferably as accurately as possible, since there are often lots of companies within one group with fairly similar names, but just do the best you can remember.

    If your husband died nearly a decade ago, I wonder what's happened to make you start investigating now. Did you make any checks at the time of his death? Have you (and indeed he) moved house since working for the employer with whom you think he has a pension - and if so, did he give them his new address?

    My husband was killed in a motorcycle accident in 2014 and it was on my birthday. The reason I am investigating now is because I wasn't aware that I may be entitled to it until I watched Martins program about searching for lost pensions. I didn't make any checks at the time of his death because I was looking after our 12yr old son who had just lost his dad, and 8 months after this my dad, my sons grandad passed away, so at that time I had more than enough to deal with. No we have never moved house, I still live in the same house I shared with my late husband.
  • jack_tyler
    jack_tyler Posts: 143 Forumite
    Part of the Furniture 10 Posts Combo Breaker
    xylophone said:
    All I know is the name of the business as it was when my late husband worked there, and the name it goes by now.

    What was the name of the company when he worked for them? And now?

    Was the pension Defined Contribution or Defined Benefit?

    How long was he a member of the pension scheme?

    Your husband was under SPA when he died?

    If so, when would he have reached SPA?

    If you are under SPA, when do you reach it?

     If under SPA, have you obtained a state pension forecast?

    https://www.gov.uk/check-state-pension

    You might try an SAR for your husband - it might throw some light.

    https://www.gov.uk/guidance/hmrc-subject-access-request

    The name of the company when he worked for them was Reldon Precision Tooling it is now called DA Design Ltd.
    I dont know if the pension was Defined Contribution or Defined Benefit, I only know that deductions where made from his wage each week.
    He was a member from when he started there in Oct 1985 until he left in Aug 2007.
    Yes he was under SPA when he died, he was 45.
    Im no sure when he would of reached SPA.
    I reach SPA in 2037 (I am currently 53, born in 1969).
    No I havent obtained a state pension forecast


  • R20223
    R20223 Posts: 21 Forumite
    Second Anniversary 10 Posts
    Info from company house DA DESIGN AUTOMATION LTD

     Registered office address
    Plot 3b Huyton Road, Adlington, Chorley, Lancashire, United Kingdom, PR7 4HD


    Previous company names 

    Previous company names
    NamePeriod
    D A INDUSTRIAL DESIGN LTD05 Jun 2003 - 09 Jun 2017
    RAPID PROTOTYPE TOOLING LTD17 Apr 2003 - 05 Jun 2003
    GRAMAT LIMITED28 Feb 2000 - 17 Apr 2003
    RELDON PRECISION TOOLING LTD22 Jan 1998 - 28 Feb 2000
    Is that the company ..
  • Silvertabby
    Silvertabby Posts: 10,316 Forumite
    Ninth Anniversary 10,000 Posts Name Dropper Photogenic
    edited 10 March 2023 at 4:08PM
    I may be wrong, but these firms may have been too small to have had their own pension schemes.  If contributions had been taken at source, then they may have been paid to an outside provider, such as the Pru/L&G etc.

    OP - do you still have your husband's payslips?  What exactly do they say?
  • xylophone
    xylophone Posts: 45,739 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    No I havent obtained a state pension forecast
    You can get one here

    https://www.gov.uk/check-state-pension

    You say that your late husband left Reldon/D A Industrial Design in 2007, so approximately seven years before you lost him.

    Is there any chance that he may have transferred the Reldon/DA pension to another employer's pension scheme?

    One other thought, are you able to contact any colleague of your late husband who was/is a member of the pension scheme?
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