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Late husbands pension



Comments
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Post up the employer name(s) and someone may be able to help.
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Your husband has recently died?
Presumably this was a pension he had from a former employer for whom he was not working at the time of his death?
How do you know that he had a pension with this employer? Do you have records of some description which confirm this?0 -
xylophone said:Your husband has recently died?
Presumably this was a pension he had from a former employer for whom he was not working at the time of his death?
How do you know that he had a pension with this employer? Do you have records of some description which confirm this?
My husband died in 2014, I know he had a pension with his former employer as deductions where taken out of his wage each week, but he was not working for that employer when he died. All I know is the name of the business as it was when my late husband worked there, and the name it goes by now.
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All I know is the name of the business as it was when my late husband worked there, and the name it goes by now.
What was the name of the company when he worked for them? And now?
Was the pension Defined Contribution or Defined Benefit?
How long was he a member of the pension scheme?
Your husband was under SPA when he died?
If so, when would he have reached SPA?
If you are under SPA, when do you reach it?
If under SPA, have you obtained a state pension forecast?
https://www.gov.uk/check-state-pension
You might try an SAR for your husband - it might throw some light.
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jack_tyler said:xylophone said:Your husband has recently died?
Presumably this was a pension he had from a former employer for whom he was not working at the time of his death?
How do you know that he had a pension with this employer? Do you have records of some description which confirm this?
My husband died in 2014, I know he had a pension with his former employer as deductions where taken out of his wage each week, but he was not working for that employer when he died. All I know is the name of the business as it was when my late husband worked there, and the name it goes by now.
If your husband died nearly a decade ago, I wonder what's happened to make you start investigating now. Did you make any checks at the time of his death? Have you (and indeed he) moved house since working for the employer with whom you think he has a pension - and if so, did he give them his new address?Googling on your question might have been both quicker and easier, if you're only after simple facts rather than opinions!0 -
Marcon said:jack_tyler said:xylophone said:Your husband has recently died?
Presumably this was a pension he had from a former employer for whom he was not working at the time of his death?
How do you know that he had a pension with this employer? Do you have records of some description which confirm this?
My husband died in 2014, I know he had a pension with his former employer as deductions where taken out of his wage each week, but he was not working for that employer when he died. All I know is the name of the business as it was when my late husband worked there, and the name it goes by now.
If your husband died nearly a decade ago, I wonder what's happened to make you start investigating now. Did you make any checks at the time of his death? Have you (and indeed he) moved house since working for the employer with whom you think he has a pension - and if so, did he give them his new address?
My husband was killed in a motorcycle accident in 2014 and it was on my birthday. The reason I am investigating now is because I wasn't aware that I may be entitled to it until I watched Martins program about searching for lost pensions. I didn't make any checks at the time of his death because I was looking after our 12yr old son who had just lost his dad, and 8 months after this my dad, my sons grandad passed away, so at that time I had more than enough to deal with. No we have never moved house, I still live in the same house I shared with my late husband.
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xylophone said:All I know is the name of the business as it was when my late husband worked there, and the name it goes by now.
What was the name of the company when he worked for them? And now?
Was the pension Defined Contribution or Defined Benefit?
How long was he a member of the pension scheme?
Your husband was under SPA when he died?
If so, when would he have reached SPA?
If you are under SPA, when do you reach it?
If under SPA, have you obtained a state pension forecast?
https://www.gov.uk/check-state-pension
You might try an SAR for your husband - it might throw some light.
The name of the company when he worked for them was Reldon Precision Tooling it is now called DA Design Ltd.I dont know if the pension was Defined Contribution or Defined Benefit, I only know that deductions where made from his wage each week.He was a member from when he started there in Oct 1985 until he left in Aug 2007.Yes he was under SPA when he died, he was 45.Im no sure when he would of reached SPA.I reach SPA in 2037 (I am currently 53, born in 1969).No I havent obtained a state pension forecast
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Info from company house DA DESIGN AUTOMATION LTD
Registered office addressPlot 3b Huyton Road, Adlington, Chorley, Lancashire, United Kingdom, PR7 4HDPrevious company names
Is that the company ..Previous company names Name Period D A INDUSTRIAL DESIGN LTD 05 Jun 2003 - 09 Jun 2017 RAPID PROTOTYPE TOOLING LTD 17 Apr 2003 - 05 Jun 2003 GRAMAT LIMITED 28 Feb 2000 - 17 Apr 2003 RELDON PRECISION TOOLING LTD 22 Jan 1998 - 28 Feb 2000 0 -
I may be wrong, but these firms may have been too small to have had their own pension schemes. If contributions had been taken at source, then they may have been paid to an outside provider, such as the Pru/L&G etc.
OP - do you still have your husband's payslips? What exactly do they say?1 -
No I havent obtained a state pension forecastYou can get one here
https://www.gov.uk/check-state-pension
You say that your late husband left Reldon/D A Industrial Design in 2007, so approximately seven years before you lost him.
Is there any chance that he may have transferred the Reldon/DA pension to another employer's pension scheme?
One other thought, are you able to contact any colleague of your late husband who was/is a member of the pension scheme?0
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