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Mortgage product transfer. Re-mortgage

Hi
My fixed rate is coming to an end and have mortgage renewal/ product transfer available to me.

If I accept the renewal now but then decide to remortgage with another lender instead in few months time but before the deal starts then can I switch lender without any penalty?

Thanks

Comments

  • JMA74
    JMA74 Posts: 264 Forumite
    100 Posts First Anniversary Name Dropper
    As with all questions relating to mortgages,  it depends on who your lender is. Some dont allow the product transfer to be cancelled once its submitted, some will allow amendments to new rates they have released but not cancelling it altogether, and some will allow it to be cancelled no problems
    I am a Mortgage Adviser 
    You should note that this site doesn't check my status as a mortgage adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
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