Strangely Lee, the answer here has nothing to do with rate.
If you take the two year product, and rates are higher in 2025, your other half will never let it go.
If you take the five year product, and rates are lower in 2025, you have no hassle.
I am a Mortgage Broker
You should note that this site doesn't check my status as a Mortgage Broker, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
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If you take the two year product, and rates are higher in 2025, your other half will never let it go.
If you take the five year product, and rates are lower in 2025, you have no hassle.
You should note that this site doesn't check my status as a Mortgage Broker, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
I am convinced the rates will be lower so I am undecided still!